TITLE 28.INSURANCE

Part 3. TEXAS CERTIFIED SELF-INSURER GUARANTY ASSOCIATION

Chapter 181. BYLAWS

28 TAC §181.1

The Texas Certified Self-Insurer Guaranty Association (Association) proposes amendments to §181.1, concerning the Bylaws of the Association. These amendments are necessary to implement changes to Chapter 407 of the Texas Labor Code enacted by House Bill 7 (HB 7), passed by the 79th Texas Legislature, effective on September 1, 2005. This legislation abolished the Texas Workers' Compensation Commission (TWCC) and transferred its duties to the Texas Department of Insurance, Division of Workers' Compensation (DWC).

In addition to agency organizational changes, HB 7 changed the composition of the Association's Board of Directors by deleting the two members of the TWCC Commission and adding one member designated by the DWC Commissioner. The reduction in the number of Board members necessitated a corresponding change in the number of votes needed for a quorum.

The proposed amendments reflect the organizational changes to the agency and to the Association's Board of Directors. Other changes are proposed to remove outdated references, deadlines, and procedures.

Judy Roach, Executive Director of the Association, has determined that for the first five year period the amendments as proposed are in effect, there will be no fiscal implications to state and local governments as a result of enforcing or administering the amendments.

Ms. Roach also has determined that for each year of the first five year period the amendments as proposed are in effect, the public benefits expected as a result of adoption of the amendments will be the implementation of changes enacted by HB 7. There are no anticipated additional economic costs to small businesses, micro-businesses, or persons who are required to comply with the amendments as proposed.

Comments on the proposed amendments may be submitted to Judy Roach, Executive Director, Texas Self-Insurer Guaranty Association, 1115 San Jacinto Boulevard, Suite 275, Austin, Texas 78701. Comments must be received by July 3, 2006.

The amendments are proposed under the Texas Labor Code, Chapter 407, Subchapter G, §407.123, which authorizes the Board of Directors of the Association, subject to approval of the DWC Commissioner, to adopt rules necessary to operate the Association.

The following code is affected by this proposal: The Labor Code, Chapter 407, Subchapter G, §407.123.

§181.1.Bylaws of the Texas Certified Self-Insurer Guaranty Association.

(a) The membership of the Texas Certified Self-Insurer Guaranty Association (the Association) shall consist of all certified self-insurers (members) that hold a certificate of authority to self-insure issued by the Commissioner of Workers' Compensation of the Texas Department of Insurance, Division of Workers' Compensation (the Commissioner) [ Texas Workers' Compensation Commission (the Commission) ]. Only certified self-insurers may be members of the Association.

(1) - (5) (No change.)

(b) The business of the Association shall be managed by the Board of Directors (the Board).

(1) The Board shall consist of three members of the Association, one member designated by the Commissioner [ one member of the Commission representing wage earners, one member of the Commission representing employers ], and the Public Insurance Counsel. [ The Executive Director of the Commission and the Director of the Commission's Division of Self-Insurance Regulation shall serve as non-voting members ]. The members of the Board shall hereinafter be referred to as Directors. Each Director representing members of the Association must be a current employee of a member of the Association.

(2) A quorum of the board is three [ four ] voting directors [ members ]. No business may be conducted by the board unless a quorum of its members is present at the meeting. An action by the board requires the concurring vote of three directors [ four members ]. A motion to recommend an application for certification that fails to receive the concurring vote of three directors [ four board members ] constitutes disapproval of the application. [ Within 40 days of receiving an application for self-insurance, the board shall advise the director of the Division of Self-Insurance Regulation of the status of the application. This constitutes a response for purposes of commission §114.7 of this title (relating to Certification Process) and shall not be deemed approval of the application by the board. ]

(3) (No change.)

(4) The board shall meet at least once during each calendar quarter. Additional meetings may be held as necessary to conduct the business of the association. Meetings shall be held at the call of the chair or upon written request to the chair by any three directors [ four members ] of the board.

(5) The board shall have the authority to hire an executive director to conduct the day-to-day operations of the association. The board may also authorize the hiring of additional staff as necessary. The executive director serves at the pleasure of the board. The employment or removal of an executive director requires the affirmative vote of at least three [ four ] members of the board. The salaries of the executive director and staff shall be set by the board and be commensurate with the salaries paid by state agencies.

(6) - (8) (No change.)

(c) (No change.)

(d) The Board shall levy assessments against each member necessary to create and maintain the Texas Certified Self-Insurer Guaranty Trust Fund (the Trust Fund). Assessments shall be levied in amounts that will provide at least $1 million, but not more that $2 million[ , by January 1, 2003 ]. For purposes of assessments, "payments" means all income benefits paid in the preceding reported calendar year pursuant to obligations as a certified self-insurer, or in the case of a first-year member of the Association, made by the member's carrier on behalf of the member, pursuant to the Texas Workers' Compensation Act. All earned income of the trust fund is retained by the trust fund and may be used by the Board of Directors as provided in subsection (f)(1) of these Bylaws.

(1) - (2) (No change.)

(3) When all liabilities of an impaired certified self-insurer (or former self-insurer) have been paid, and the trust fund has been reimbursed, excess funds may be held in lieu of or in reduction of an Administrative Fee, paid to the Division of Workers' Compensation [ Texas Workers' Compensation Commission ] in lieu of or in reduction of a regulatory fee, used by the Board to pay administrative expenses of the Association, or otherwise used for the benefit of the members of the Association.

(4) The Board of Directors shall have the authority to collect from the impaired certified self-insurer (or former self- insurer) any amount that has been assessed against other self-insurers to pay the liabilities of the impaired certified self-insurer (or former self-insurer). The board may use any appropriate means for collection of the assessment up to and including filing suit against the impaired member or former member. Continued failure to pay the assessment may result in a recommendation to the Commissioner [ commission ] that the member's certificate of self-insurance be revoked.

(5) If the Trust Fund is terminated for any reason, the funds then held in the Trust Fund shall be paid to the Division of Workers' Compensation [ Texas Workers' Compensation Commission ] to be used for the administration of the Workers' Compensation Act.

(e) The association shall mail notice of any assessment to the designated representative of each member or former member of the association. Each member or former member shall pay all assessments not later than 30 days after it is notified of the assessment. Late payments shall accrue interest at the rate of 1.5% per month on any unpaid balance. The board may use any appropriate means for collection of the assessment up to and including filing suit against the member or former member and continued failure to pay the assessment may result in a recommendation to the Commissioner [ commission ] that the member's certificate of self-insurance be revoked.

(f) The board of directors shall approve a budget for the operating expenses for the succeeding year not later than December 31 of each year.

(1) Income earned from the investment of the trust fund shall be used for expenses of administration of the association and of the trust fund [ in accordance with the Texas Property Code, §113.111(a) ].

(2) (No change.)

(g) If the Commissioner [ commission ] declares that a certified self-insurer (or former self-insurer) is impaired and determines that the payment of benefits and claims administration shall be made through the association, the board shall provide for the administration and payment of claims on behalf of the impaired certified self-insurer (or former self-insurer) in accordance with the Texas Workers' Compensation Act. The board shall provide for the creation of a separate account for the administration of each impaired certified self-insurer (or former self-insurer) and for the payment from the trust fund to the separate account if the Commissioner [ director of self-insurance ] advises the board that additional funds are needed to supplement the security deposit.

(h) (No change.)

(i) The board shall adopt and amend rules, including these bylaws, in accordance with the Administrative Procedure Act, Government Code, Chapter 2001. After proposing, publishing, and receiving comments on rules, the board shall meet and vote on a final version. Adoption of rules must be made contingent on approval by the Commissioner [ commission ] and ratification by the association. The rules so adopted shall be sent to the Commissioner [ commission ]. Upon approval by the Commissioner [ commission ], and ratification by the association, the rules shall be filed with the Texas Register and shall become effective in accord with the provisions of the Administrative Procedure Act. Failure to obtain ratification by the members will result in the board reconsidering the rule and voting on a revised version.

(1) - (2) (No change.)

(j) - (l) (No change.)

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State on May 18, 2006.

TRD-200602807

Judy Roach

Executive Director

Texas Certified Self-Insurer Guaranty Association

Earliest possible date of adoption: July 2, 2006

For further information, please call: (512) 322-0514