Figure: 7 TAC §90.403(b)(2)

ANNUAL PERCENTAGE RATE The cost of my credit as a yearly rate. %	FINANCE CHARGE The dollar amount the credit will cost me. $	Amount Financed The amount of credit provided to me or on my behalf. $	Total of Payments The amount I will have paid after I have made all payments as scheduled. $
My Payment Schedule will be:
Number of Payments	Amount of Payments	When Payments Are Due

     Security: You will have a security interest in my homestead.
     Late Charge: (Scheduled Installment Earnings Method): If any part of a payment is unpaid for 10 days after it is due, I may be charged 5% of the amount of
     payment.
     Prepayment:(Scheduled Installment Earnings Method): If I pay off early, I may be entitled to a refund of part of the Finance Charge. I will not have to pay a
     penalty. (True Daily Earnings Method): If I pay off early, I will not have to pay a penalty.
     Additional Information: See the contract documents for any additional information about nonpayment, default, any required repayment in full before the
     scheduled date, and prepayment refunds and penalties.