Final Action on Rules
EXEMPT FILING NOTIFICATION PURSUANT TO THE INSURANCE CODE CHAPTER 5, SUBCHAPTER
L, ARTICLE 5.96 ADOPTION OF AMENDMENTS TO THE TEXAS AUTOMOBILE RULES AND RATING
MANUAL, RULE 141, RENTAL CAR COMPANIES
The Commissioner of Insurance adopts amendments proposed by staff to the
Texas Automobile Rules and Rating Manual (the Manual), Rule 141, Rental Car
Companies. Staff’s petition (Ref. No. A-1104-21-I) was published in
the November 19, 2004 issue of the
Texas Register
(29 TexReg 10783).
Manual Rule 141 Subsection A, "Eligibility," is amended to restate that
this rule applies to automobile rental liability insurance that is issued
on the Texas Automobile Rental Liability Policy and the Texas Automobile Rental
Liability Excess Policy.
Manual Rule 141 Subsection E, "Required Disclosures," is also amended to
revise the language that informs a prospective buyer of rental liability insurance
in a rental car transaction that he or she may already have an insurance policy
that duplicates the coverage that would be provided by an automobile rental
liability insurance policy. Subsection E is revised to delete the portion
of the disclosure which states, "Your Texas automobile policy provides coverage
for your liability while renting a rental vehicle. Automobile policies issued
in other states or countries may also duplicate this coverage." The deleted
language is replaced with "Your personal automobile insurance policy may provide
coverage for your liability while operating a rental vehicle."
All amendments to Rule 141 are in compliance with Insurance Code Article
21.09, which became effective September 1, 1999.
The amendments as adopted by the Commissioner of Insurance are shown in
a revised exhibit on file with the Chief Clerk under Ref. No. A-1104-21-I,
which is incorporated by reference into Commissioner’s Order No. 05-0006.
The Commissioner of Insurance has jurisdiction over this matter pursuant
to Insurance Code Articles 5.10, 5.13-2, 5.96, 5.98, 5.101, 21.09 and 36.001.
IT IS THEREFORE THE ORDER of the Commissioner of Insurance that the Manual
is amended as described herein, and the amendments are adopted to become effective
on the 15th day after publication of the notification of the Commissioner's
action in the
Texas Register
.
TRD-200500038
Gene C. Jarmon
General Counsel and Chief Clerk
Texas Department of Insurance
Filed: January 5, 2005