| Type of Vehicle | Minimum Insurance Level |
1. Tow trucks and household goods carriers (gross vehicle weight less than 26,000 lbs.). |
$300,000 |
2. Buses designed or used to transport more than 15 passengers (including the driver), but fewer than 26 passengers (not including the driver). |
$500,000 |
3. Commercial motor vehicles which are buses with a seating capacity of 15 passengers or fewer (including the driver) operated by a foreign motor carrier and foreign motor private carrier as defined in 49 USC §13102. |
$1,500,000 |
4. Buses designed or used to transport 26 passengers or more (not including the driver). |
$5,000,000 |
5. Commercial school buses, regardless of the passenger capacity as described in Transportation Code, §643.1015. |
$500,000 |
6. Commercial motor vehicles that are buses with a seating capacity of 16 passengers or more (including the driver) operated by a foreign motor carrier or foreign motor private carrier as defined in 49 USC §13102. |
$5,000,000 |
7. Farm trucks (gross vehicle weight 48,000 lbs. or more). |
$500,000 |
8. Commercial motor vehicles (gross vehicle weight in excess of 26,000 lbs.), including tow trucks. |
$500,000 |
9. Commercial motor vehicles, as defined in 49 CFR §390.5, operated by a foreign motor carrier or foreign motor private carrier as defined in 49 USC §13102. |
$750,000 |
10. Commercial motor vehicles--Oil listed in 49 CFR §172.101; hazardous waste, hazardous materials and hazardous substances defined in 49 CFR §171.8 and listed in 49 CFR §172.101, but not mentioned in item 10 of this table. |
$1,000,000 |
11. Commercial motor vehicles--Hazardous substances, as defined in 49 CFR §171.8, transported in cargo tanks, portable tanks, or hopper-type vehicles with capacities in excess of 3,500 water gallons; or any quantity of Division 1.1, 1.2, and 1.3 materials, any quantity of Division 2.3, Hazard Zone A material; in bulk Division 2.1 or 2.2; or highway route controlled quantities of a Class 7 material, as defined in 49 CFR §173.403. |
$5,000,000 |