Figure: 43 TAC §18.16(a)

Type of Vehicle Minimum Insurance Level

1. Tow trucks and household goods carriers (gross vehicle weight less than 26,000 lbs.).

$300,000

2. Buses designed or used to transport more than 15 passengers (including the driver), but fewer than 26 passengers (not including the driver).

$500,000

3. Commercial motor vehicles which are buses with a seating capacity of 15 passengers or fewer (including the driver) operated by a foreign motor carrier and foreign motor private carrier as defined in 49 USC §13102.

$1,500,000

4. Buses designed or used to transport 26 passengers or more (not including the driver).

$5,000,000

5. Commercial school buses, regardless of the passenger capacity as described in Transportation Code, §643.1015.

$500,000

6. Commercial motor vehicles that are buses with a seating capacity of 16 passengers or more (including the driver) operated by a foreign motor carrier or foreign motor private carrier as defined in 49 USC §13102.

$5,000,000

7. Farm trucks (gross vehicle weight 48,000 lbs. or more).

$500,000

8. Commercial motor vehicles (gross vehicle weight in excess of 26,000 lbs.), including tow trucks.

$500,000

9. Commercial motor vehicles, as defined in 49 CFR §390.5, operated by a foreign motor carrier or foreign motor private carrier as defined in 49 USC §13102.

$750,000

10. Commercial motor vehicles--Oil listed in 49 CFR §172.101; hazardous waste, hazardous materials and hazardous substances defined in 49 CFR §171.8 and listed in 49 CFR §172.101, but not mentioned in item 10 of this table.

$1,000,000

11. Commercial motor vehicles--Hazardous substances, as defined in 49 CFR §171.8, transported in cargo tanks, portable tanks, or hopper-type vehicles with capacities in excess of 3,500 water gallons; or any quantity of Division 1.1, 1.2, and 1.3 materials, any quantity of Division 2.3, Hazard Zone A material; in bulk Division 2.1 or 2.2; or highway route controlled quantities of a Class 7 material, as defined in 49 CFR §173.403.

$5,000,000