TITLE 34.PUBLIC FINANCE

Part 3. TEACHER RETIREMENT SYSTEM OF TEXAS

Chapter 25. MEMBERSHIP CREDIT

Subchapter G. PURCHASE OF CREDIT FOR OUT-OF-STATE SERVICE

34 TAC §25.85

The Teacher Retirement System of Texas (TRS) adopts amendments to §25.85, concerning purchase of out-of-state service credit. The amendments are adopted without changes to the proposed text published in the October 12, 2001, issue of the Texas Register (26 TexReg 7984) and therefore the text will not be republished.

The amendments increase from ten years to fifteen years the maximum amount of out-of-state service credit that may be purchased, subject to plan qualification requirements. The amendments reflect changes in the law regarding how much out-of-state service credit may be purchased and require that purchases are made consistent with plan qualification requirements.

No comments were received regarding adoption of the amendments.

The amendments are adopted under Government Code, Chapter 825, §825.102, which authorizes the Board of Trustees of the Teacher Retirement System to adopt rules for eligibility of membership, the administration of the funds of the retirement system, and the transaction of business of the Board, and §825.506, which authorizes the Board to adopt rules necessary for the retirement system to be a qualified plan. The amendments also are adopted under Government Code, Chapter 823, §823.401, which authorizes the purchase of out-of-state service credit.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 20, 2001.

TRD-200108195

Charles L. Dunlap

Executive Director

Teacher Retirement System of Texas

Effective date: January 9, 2002

Proposal publication date: October 12, 2001

For further information, please call: (512) 542-2115


Subchapter L. OTHER SPECIAL SERVICE CREDIT

34 TAC §25.162

The Teacher Retirement System of Texas (TRS) adopts amendments to §25.162, concerning the purchase of one year of service credit for accumulated state personal or sick leave. The amendments are adopted without changes to the proposed text published in the October 12, 2001, issue of the Texas Register (26 TexReg 7985) and therefore the text will not be republished.

The section implements Government Code §823.403 as amended by the 74th Legislature, 1995. The amendments delete inapplicable language relating to state and federal restrictions on certain permissive service credit purchases such as the requirement that a member be employed in a TRS-covered position at the date of the purchase of the credit. The amendments also delete reference to Government Code §823.006 relating to the permissive service credit purchase restrictions associated with the purchase of nonqualified service, as it is not applicable. In addition, the amendments add new language to clarify that federal plan qualification requirements and limits under the Internal Revenue Code do apply.

The amendments were previously adopted on an emergency basis. No comments were received regarding adoption of the proposal.

The amendments are adopted under the Government Code, Chapter 825, §825.102, which authorizes the Board of Trustees of the Teacher Retirement System to adopt rules for eligibility for membership and the administration of the funds of the retirement system. The amendments are also adopted under Government Code, Chapter 823, §823.403(b), which requires the Board of Trustees to adopt rules regarding an employer's certification of a member's accumulated personal or sick leave and under §823.403(d) which authorizes the Board of Trustees to adopt rates and tables recommended by the actuary. In addition, Government Code, Chapter 825, §825.506, authorizes the Board to adopt rules necessary for the retirement system to be a qualified plan. Other laws relating to these amendments: Government Code, Chapter 821, §821.001(7) and Insurance Code, Article 3.50-4, §2(10)(A)

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 20, 2001.

TRD-200108197

Charles L. Dunlap

Executive Director

Teacher Retirement System of Texas

Effective date: January 30, 2002

Proposal publication date: October 12, 2001

For further information, please call: (512) 542-6115


Chapter 29. BENEFITS

Subchapter A. RETIREMENT

34 TAC §29.8

The Teacher Retirement System of Texas (TRS) adopts amendments to §29.8, concerning payment of benefits to designated beneficiaries under optional retirement payment plans. The amendments are adopted without changes to the proposed text published in the October 12, 2001, issue of the Texas Register (26 TexReg 7986) and therefore the text will not be republished.

The amendments change the description of the persons to whom optional retirement benefits may be paid after the death of a retiree by removing the language requiring that the beneficiary be named before retirement. The amendments conform the rule to changes in the law, which in some situations permits a new designation of beneficiary after retirement. The amendments also correct minor grammatical errors.

No comments were received regarding adoption of the amendments.

The amendments are adopted under Government Code, Chapter 825, §825.102, which authorizes the Board of Trustees of the Teacher Retirement System to adopt rules for eligibility for membership, the administration of the funds of the retirement system, and the transaction of business of the Board. The amendments also are adopted under Chapter 824, subchapters B and C, which describe the designation of beneficiaries and the payment of service retirement benefits.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 20, 2001.

TRD-200108194

Charles L. Dunlap

Executive Director

Teacher Retirement System of Texas

Effective date: January 9, 2002

Proposal publication date: October 12, 2001

For further information, please call: (512) 542-2115


Subchapter G. PROPORTIONATE RETIREMENT

34 TAC §29.80

The Teacher Retirement System of Texas (TRS) adopts new §29.80, concerning proportionate retirement. The new section is adopted with one non-substantive change to the proposed text published in the November 9, 2001, issue of the Texas Register (26 TexReg 9048).

The new section addresses eligibility for a normal-age retirement annuity from TRS based on combined service credit. The purpose of the new section is to allow a person whose combined service credit under the proportionate retirement program is sufficient to establish eligibility for normal-age retirement under Government Code §824.202(a) to receive a normal-age retirement annuity from TRS, though the years of service credit used to compute the TRS benefit will include only TRS service credit. The section is adopted with one non-substantive change to the proposed text. Specifically, a hyphen and the term "age" were inserted after the word "normal" so that the phrase reads "normal-age retirement annuity."

No comments were received regarding adoption of the proposal.

The new section is adopted under Government Code, Chapter 803, §803.401, which authorizes the TRS Board of Trustees to adopt rules it finds necessary to implement the proportionate retirement program. The new section is also adopted under Government Code, Chapter 825, §825.102, which authorizes the TRS Board of Trustees to adopt rules for eligibility for membership, the administration of the funds of the retirement system, and the transaction of business of the Board.

§29.80.Eligibility for Normal Age Retirement.

Retirees with an effective date of retirement on or after January 31, 2002, and who retire under Chapter 803, Proportionate Retirement Program, Government Code, and whose combined service credit under this program establishes eligibility for retirement under Government Code, Chapter 824, §824.202(a), shall receive a normal-age retirement annuity based only on the actual TRS service credit.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 20, 2001.

TRD-200108196

Charles L. Dunlap

Executive Director

Teacher Retirement System of Texas

Effective date: January 9, 2002

Proposal publication date: November 9, 2001

For further information, please call: (512) 542-2115


Part 4. EMPLOYEES RETIREMENT SYSTEM OF TEXAS

Chapter 71. CREDITABLE SERVICE

34 TAC §71.29

The Employees Retirement System of Texas (ERS) adopts new §71.29, concerning the purchase of additional service credit, with changes to the proposed text as published in the November 9, 2001, issue of the Texas Register (26 TexReg 9049). Subsection (c) is amended to clarify where the public can obtain a copy of the actuarial tables adopted by the Board of Trustees and used by the system to determine the actuarial present value of the benefit attributable to the credit established under this section.

Section 71.29 is being adopted to reflect changes made pursuant to the provisions of §6 of Senate Bill 292, 77th Legislative Session, codified in Tex. Gov't Code Ann. §813.513.

Six written comments were received from individuals on the proposed new §71.29. One commenter inquired whether it would be possible to purchase a partial year rather than a full year and also inquired about making the purchase via payroll deduction. ERS responds that these matters were previously considered by ERS, but the administrative difficulty in permitting this at this point in time, including system programming, is not cost-effective.

One commenter asked what was meant by the word "compensation" for purposes of the factors used to purchase additional service credit. ERS responds that Tex. Gov't Code Ann. §811.001(7) defines "compensation" as the compensation that is reflected in the "monthly compensation" portion of the factors.

Two commenters wanted to purchase service that will be counted as part of the member's average monthly compensation for service in the class for the 36 highest months of compensation. ERS responds that additional service credit is not service for which the member is receiving compensation by the state of Texas.

Three commenters thought that it was too expensive to purchase the additional service and that the assumptions were too conservative. ERS responds that the legislation specifies that the member must deposit the actuarial present value of the benefits attributable to the purchase of additional service credit. The tables adopted by the Board are those recommended by ERS' actuaries in order to comply with the legislation.

Three commenters inquired about the availability of the actuarial tables. ERS responds that the tables were made available to persons requesting them with the understanding that they had not yet been approved by the Board of Trustees. In response to this last comment, ERS proposes an amendment to the new section as proposed, as indicated above, that clarifies where the public can obtain a copy of the actuarial tables.

This new section is adopted under Tex. Gov't Code Ann., §815.102, which provides that the Board of Trustees may adopt rules for the transaction of any business of the Board, and under Tex. Gov't Code Ann. §813.513, which permits the Board of Trustees to adopt rules to administer that section.

§71.29.Purchase of Additional Service Credit.

(a) An eligible member may establish equivalent membership service credit authorized by §813.513, Texas Government Code, as provided in this section. The provisions of §71.14 of this title do not apply to credit established under this section.

(b) A member is eligible to establish credit under this section in the membership class in which the member holds a position if the member:

(1) has 120 months of service credit for one or more periods of time during which the member held a position in a membership class and the required contributions were made;

(2) is actively contributing to the system at the time credit is established; and

(3) is not eligible to establish other credit or service.

(c) An eligible member shall deposit with the system in a lump sum a contribution in the amount determined by the system to be the actuarial present value of the benefit attributable to the credit established under this section. The tables recommended by the actuaries and adopted by the board shall be used by the system to determine the actuarial present value. Such tables are incorporated herein by reference and shall be available from the System's executive director, Employees Retirement System of Texas at 18th and Brazos Streets, P. O. Box 13207, Austin, Texas 78711-3207. The actuarial present value shall be based on:

(1) the member's age on the date of the deposit required by this subsection;

(2) the earliest date on which the member will become eligible to retire and receive a service retirement annuity after establishing credit under this section; and

(3) the future employment, compensation, investment and retirement benefit assumptions recommended by the actuaries and adopted by the board.

(d) Credit shall be established in increments of 12 months of credit, except that a member who may become eligible to retire by establishing fewer than 12 months of credit may establish the minimum number of months of credit necessary for the member to become eligible to retire.

(e) A member who establishes credit under this section shall certify that the member is not eligible to establish other credit or service and shall waive any and all right to establish such credit or service that the member had on the date of the deposit required by subsection (c) of this section. This subsection does not apply to service credit transferred as authorized by Chapter 805, Texas Government Code.

(f) Credit established under this section may not be used to compute the amount of a disability retirement annuity, or to determine average monthly compensation for the purpose of computing a service retirement annuity.

(g) A member who withdraws contributions and cancels credit established under this section may not reestablish such credit under §813.102, Texas Government Code, but may again establish credit as provided in this section.

(h) The provisions of §813.503, Texas Government Code, do not apply to credit established under this section.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 19, 2001.

TRD-200108115

Sheila W. Beckett

Executive Director

Employees Retirement System of Texas

Effective date: January 8, 2002

Proposal publication date: November 9, 2001

For further information, please call: (512) 867-7125


Chapter 73. BENEFITS

34 TAC §73.31

The Employees Retirement System of Texas (ERS) adopts amendments to §73.31, concerning adjustments to annuities, without changes to the proposed text as published in the November 9, 2001, issue of the Texas Register (26 TexReg 9049).

Section 73.31 is amended in order to reflect changes consistent with and related to those required to be made pursuant to the provisions of §45 of Senate Bill 292, 77th Legislative Session.

No comments were received concerning these amendments.

The amendments are adopted under Tex. Gov't Code Ann. §814.602, which provides that the Board of Trustees may adopt rules that adjust or modify annuities as necessary to be consistent with changes in plan design, as well as under Tex. Gov't Code Ann. §815.102, which provides that the Board of Trustees may adopt rules for the transaction of any business of the Board.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 19, 2001.

TRD-200108117

Sheila W. Beckett

Executive Director

Employees Retirement System of Texas

Effective date: January 8, 2002

Proposal publication date: November 9, 2001

For further information, please call: (512) 867-7125


Chapter 81. INSURANCE

34 TAC §81.7

The Employees Retirement System of Texas (ERS) adopts amendments to §81.7, concerning Enrollment and Participation in the Texas Employees Uniform Group Insurance Program (UGIP), without changes to the proposed text as published in the November 9, 2001, issue of the Texas Register (26 TexReg 9050).

Section 81.7 is amended in order to update and clarify the rules pertaining to additional or alternative coverages as they relate to members of the Texas National Guard or any of the reserve components of the United States armed forces who are assigned to active military duty.

No comments were received concerning these amendments.

The amendments are adopted under Tex. Ins. Code, article 3.50-2, §4A, which provides authorization for the Board of Trustees to adopt rules necessary to carry out its statutory duty and responsibilities.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 19, 2001.

TRD-200108118

Sheila W. Beckett

Executive Director

Employees Retirement System of Texas

Effective date: January 8, 2002

Proposal publication date: November 9, 2001

For further information, please call: (512) 867-7125


Chapter 87. DEFERRED COMPENSATION

34 TAC §87.31

The Employees Retirement System of Texas (ERS) adopts amendments to §87.31, concerning the Texa$aver 457 Revised Plan, without changes to the proposed text as published in the November 9, 2001, issue of the Texas Register (26 TexReg 9051).

Section 87.31 is amended in order to clarify the application of beneficiary designations filed with the administrator of the Texa$aver 457 plan, as revised and adopted by ERS effective September 1, 2000.

No comments were received concerning these amendments.

The amendments are adopted under Tex. Gov't Code Ann. §609.508, which provides the Board of Trustees the authority to adopt rules necessary to carry out the purposes of the subchapter related to the deferred compensation plan.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 19, 2001.

TRD-200108119

Sheila W. Beckett

Executive Director

Employees Retirement System of Texas

Effective date: January 8, 2002

Proposal publication date: November 9, 2001

For further information, please call: (512) 867-7125


34 TAC §87.33

The Employees Retirement System of Texas (ERS) adopts new §87.33, concerning the Economic Growth and Tax Relief and Reconciliation Act revisions to the Plan, with changes to the proposed text as published in the November 9, 2001, issue of the Texas Register (26 TexReg 9052). Subsection (b)(1) is amended to correct an administrative error regarding the effective date of the revised State of Texas Deferred Compensation 457 Plan as adopted by the Board of Trustees. The correct effective date of the revised plan is September 1, 2000. Subsection (i) is amended to clarify that a certified copy of a qualified domestic relations order is required in order for the Plan Administrator to distribute proceeds to an alternate payee.

Section 87.33 is being adopted in order to allow the Plan Administrator to amend the Plan to provide valuable additional benefits to participants in the deferred compensation program.

No comments were received concerning this new section.

This new section is adopted under Tex. Gov't Code Ann. §609.508, which provides the Board of Trustees the authority to adopt rules necessary to carry out the purposes of the subchapter related to the deferred compensation plan.

§87.33.The Economic Growth and Tax Relief and Reconciliation Act.

(a) The Economic Growth and Tax Relief and Reconciliation Act of 2001 (referred to as "EGTRRA" and/or "Act") allows a plan administrator to amend eligible 457 deferred compensation plans to provide additional benefits to participants. The following resolutions set forth the decisions and provisions effective January 1, 2002.

(b) Applicability.

(1) This section applies to the State of Texas Deferred Compensation 457 Plan as revised and adopted by the Employees Retirement System of Texas effective September 1, 2000, and filed with the Secretary of State. The plan as revised and adopted is incorporated into this section. Copies may be obtained upon request.

(2) This section also applies to the State of Texas Deferred Compensation 457 Plan adopted by the Employees Retirement System of Texas effective January 1, 1991, and as amended prior to adoption of the revised plan. The 1991 plan is referred to in this section as the "previous plan." Except as otherwise provided in this section, the provisions of §§87.1 through 87.31 of this title continue to apply to participation agreements, distribution agreements, and vendor contracts entered into pursuant to applicable provisions of the previous plan.

(3) This section takes effect January 1, 2002 and shall apply to deferrals, transfers/rollovers and distributions that take place on or after January 1, 2002.

(c) Administration of the revised plan. The plan administrator shall administer the revised plan in the manner provided in the plan and §87.3 of this title (relating to Administrative and Miscellaneous Provisions).

(d) Catch-up contributions during the three years prior to normal retirement age are increased to twice the applicable deferral limit.

(e) A participant age 50 or older during any calendar year shall be eligible to make additional pre-tax contributions in accordance with Internal Revenue Code §414(v) applicable to 457 plans, in excess of normal deferral amounts. A participant who elects to defer contributions under the normal catch-up provisions may not also defer under the special catch-up and Internal Revenue Code §414(v).

(f) Plan Loans - The plan administrator is authorized to implement procedures to establish a loan program for the revised plan. Plan loans shall be permitted only from assets deposited in the revised plan. Participants with account balances in the previous plan must transfer those balances to the revised plan in order to qualify for a plan loan.

(g) Distributions.

(1) Change or Cancellation of Irrevocable Distribution Elections - A participant or a beneficiary of a participant who previously filed an irrevocable distribution election under the previous plan or under the revised plan may change that distribution election or cancel that distribution election by notifying the plan administrator. Such notification must be in writing and received by the plan administrator at least 30 days prior to the scheduled distribution date.

(2) Purchase of Service - A participant may request a trustee-to-trustee transfer of assets from the previous plan or the revised plan to a governmental defined benefit plan for the purchase of permissible service credit (as defined in Internal Revenue Code §415(n)(3)(A)) under such plan or a repayment to which Internal Revenue Code §415 does not apply by reason of subsection (k)(3) thereof.

(3) Vendors who maintain participant account balances in the previous plan shall provide the required Internal Revenue Code §402(f) safe harbor notice to all 457 plan participants prior to the payment of an eligible rollover distribution.

(h) Cessation of Deferrals upon Emergency Withdrawal - If the plan administrator approves a participant's request for an emergency withdrawal, the participant must agree to cease all deferrals, except deferrals to life insurance products, to both this plan and the Texa$aver 401(k) plan for six months following the approval. Participants who were required to suspend deferrals as a result of an emergency withdrawal and whose suspension has equaled or exceeded 6 months as of January 1, 2002 may elect to resume contributions by completing a participation agreement.

(i) Qualified Domestic Relations Orders - Upon receipt of a certified copy of a qualified domestic relations order, the plan administrator may distribute to an alternate payee in a lump sum immediate distribution, the proceeds as directed by the order. The plan administrator shall develop procedures for the implementation of this section.

(j) The normal maximum amount of deferrals is increased to the lesser of $11,000 (as periodically adjusted in accordance with Internal Revenue Code §457(e)(15)) or 100% of a participant's includible compensation.

(k) At a participant's request, the plan sponsor shall process a trustee-to-trustee transfer of an eligible rollover distribution upon receipt of appropriate instructions from the receiving plan.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on December 19, 2001.

TRD-200108116

Sheila W. Beckett

Executive Director

Employees Retirement System of Texas

Effective date: January 8, 2002

Proposal publication date: November 9, 2001

For further information, please call: (512) 867-7125