TITLE insurance

Part I. Texas Department of Insurance

Chapter 19. Agent's Licensing

Subchapter I. Licensing Fees

28 TAC §19.802

The Texas Department of Insurance proposes amendments to §19.802 concerning the amounts of fees for original and renewal applications and examinations for various licensees. This proposal to amend the fee rule is necessary to update certain examination fees to accurately reflect the statutory ceiling on agent licensing examination fees and to conform the rule to the specialty agent licensing framework established by the 76th Legislature in Senate Bill 957.

Rose Ann Reeser, senior associate commissioner of regulation and safety, has determined that for each year of the first five years the proposed sections will be in effect, there will be no fiscal impact to state and local governments as a result of the enforcement or administration of the proposed rule. There will be no measurable effect on local employment or the local economy as a result of the proposal.

Ms. Reeser has determined that for each year of the first five years the proposed sections are in effect, the anticipated public benefit of enforcing the sections is that the license fees assessed in the proposed rule are sufficient to cover the costs of the administration of the license which includes licensure, enforcement of disciplinary requirements and market conduct examinations among other protections. These provisions aid in the protection of the insurance consumers of this state by ensuring the proper training and oversight of persons engaged in the sale of insurance products to the public. Ms. Reeser estimates the department will receive approximately 10,000 applications for the newly created specialty license. The economic costs to persons required to comply with the sections will be $50 per original application in the first year the proposed sections are in effect and $48 for each biennial renewal in the third and fifth years following adoption. The costs to apply for or renew an agent license will be identical for a large or small business. The cost of labor per hour is not affected by the proposed section and thus there is no disproportionate economic impact on small businesses.

Comments on the proposal must be submitted within 30 days after publication of the proposed section in the Texas Register to Lynda H. Nesenholtz, Chief Clerk, Mail Code 113-2A, Texas Department of Insurance, P. O. Box 149104, Austin, Texas 78714-9104. An additional copy of the comment must be submitted to Linda Von Quintus, Deputy Commissioner, Regulation and Safety, Mail Code 107-2A, Texas Department of Insurance, P.O. Box 149104, Austin, Texas 78714-9104. Any requests for a public hearing should be submitted separately to the Office of the Chief Clerk.

The amendments are proposed under the Insurance Code, Articles 21.07-1 §15, 21.09 §6, and 1.03A. Article 21.07-1 §15 provides the commissioner may establish and amend reasonable rules for the administration of agent licensing. Article 21.09 §6 provides the commissioner may adopt rules as necessary to implement the specialty license. Article 1.03A provides that the Commissioner of Insurance may adopt rules to execute the duties and functions of the Texas Department of Insurance only as authorized by statute.

The following statutes and regulations are affected by the proposed amendments: Insurance Code, Articles 1.14-2; 21.01-1; 21.01-2; 21.07; 21.07-1; 21.07-2; 21.07-3; 21.07-4; 21.09; 21.11; 21.14; 21.14-1. Texas Administrative Code: 28 TAC §23.5.

§19.802.Amounts of Fees.

(a)

(No change.)

(b)

The amounts of fees are as follows:

(1)

Group I, legal reserve life insurance agent:

(A)

original application--$50;

(B)

renewal--$48;

(C)

additional appointment--$10;

(D)

qualifying examination--$20;

(E)

in addition to the original application fee listed in subparagraph (A) of this paragraph, an application filing fee for a temporary license of $100.

(2)

Group II insurance agent:

(A)

original application--$50;

(B)

renewal--$48;

(C)

additional appointment--$10;

(D)

qualifying examination--$ 20 [ 50 ];

(E)

in addition to the original application fee listed in subparagraph (A) of this paragraph, an application filing fee for a temporary license of $100.

[ (3)

Health maintenance organization agent (basic health care plan):]

[ (A)

original application--$50;]

[ (B)

renewal--$48;]

[ (C)

additional appointment--$10;]

[ (D)

qualifying examination - $20.]

[ (4)

Health maintenance organization agent (single health care service plan):]

[ (A)

original application--$50;]

[ (B)

renewal--$48;]

[ (C)

additional appointment--$10.]

(3)

[ (5) ] Insurance adjuster:

(A)

original application--$50;

(B)

renewal--$48;

(C)

qualifying examination--$50.

(4)

[ (6) ] Insurance adjuster (emergency license): original application--$20.

(5)

[ (7) ] Local recording agent:

(A)

original application--$50;

(B)

renewal--$48;

(C)

additional appointment--$16;

(D)

qualifying examination [ reexamination ]--$50.

(6)

[ (8) ] Solicitor:

(A)

original application--$20;

(B)

renewal--$18;

(C)

qualifying examination [ reexamination ]--$20;

(D)

appointment of a currently licensed solicitor--$10.

(7)

Insurance service representative:

(A)

original application--$20;

(B)

renewal--$18;

(C)

qualifying examination--$20;

(D)

appointment of a currently licensed insurance service representative--$10.

(8)

[ (9) ] Managing general agent:

(A)

original application--$30;

(B)

renewal--$48;

(C)

additional appointment--$10.

(9)

[ (10) ] Prepaid legal:

(A)

original application--$50;

(B)

renewal--$48;

(C)

additional appointment--$10;

(D)

qualifying examination--$20.

(10)

[ (11) ] Surplus lines agent:

(A)

original application--$50;

(B)

renewal--$48;

(C)

qualifying examination--$20.

(11)

[ (12) ] Specialty [ Title ] insurance agent:

(A)

original application--$50;

(B)

renewal--$48.

[ (13)

Title insurance escrow officer:]

[ (A)

original application--$50;]

[ (B)

renewal--$48.]

(12)

[ (14) ] Title attorney:

(A)

original application--$50;

(B)

renewal--$48.

[ (15)

Direct operation license:]

[ (A)

original application--$50;]

[ (B)

renewal--$48.]

(13)

[ (16) ] Variable contract agent:

(A)

original application--$50;

(B)

renewal--$48;

(C)

additional appointment--$10.

(14)

[ (17) ] Risk manager:

(A)

original application--$50;

(B)

renewal--$48;

(C)

qualifying examination--$50.

(15)

[ (18) ] Agricultural agent:

(A)

original application--$50;

(B)

renewal--$50.

(16)

[ (19) ] Life and Health insurance counselor:

(A)

original application--$50;

(B)

renewal--$48;

(C)

qualifying examination--$20.

(17)

[ (20) ] Nonresident property and casualty agent:

(A)

original application--$50;

(B)

renewal--$48.

(18)

[ (21) ] Reinsurance intermediary:

(A)

original application--$500;

(B)

renewal--$500.

(19)

[ (22) ] Utilization review agent:

(A)

original application--$2,150;

(B)

renewal--$545.

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State on June 24, 1999.

TRD-9903766

Lynda H. Nesenholtz

General Counsel and Chief Clerk

Texas Department of Insurance

Earliest possible date of adoption: August 8, 1999

For further information, please call: (512) 463-6327