TITLE insurance

Part I. Texas Department of Insurance

Chapter 1. General Administration

Subchapter A. Rules of Practice and Procedure

Rule Making Procedures

28 TAC §1.205

The Texas Department of Insurance proposes the amendment of §1.205, concerning final action for rule proposals where a hearing or meeting is requested or required. The amendment is necessary to streamline rule making procedures within the department and provide greater uniformity in rule making procedures. As currently worded, §1.205(3) provides that the commissioner may take a proposed rule under advisement at the conclusion of a public hearing only for rules adopted under the Government Code, Chapter 2001. The department proposes the deletion of the qualifying phrase, "only for rules adopted under the Government Code, Chapter 2001" to allow the commissioner to take any rule making matter under advisement after public hearing. Many department rules are proposed under the Insurance Code, Article 5.96. At the public hearing on a proposed rule, whether the rule is proposed under Article 5.96 or the Government Code, public comment or exchanges between the commissioner and staff often generate additional factors the commissioner wishes to consider thoroughly before ruling on the proposal. The language proposed for deletion could be read as requiring a decision from the commissioner at that hearing or at a later, reconvened hearing unless the proposed rule is to be adopted under the Government Code. There is no reason for this distinction. Further, it creates an added administrative burden in 5.96 matters, in that an additional hearing must be scheduled and noticed, even when the commissioner's action will be based solely on issues which have been fully addressed in the rule proposal or at the public hearing. Exchanges between the commissioner, staff and public at the public hearing are a very valuable part of the rule making process. These exchanges often lead to the adoption of a better rule. A requirement that the commissioner must rule at that first hearing defeats a major purpose of the hearing if the commissioner is not allowed to take matters under advisement for further reflection before ruling. A requirement that a separate public hearing be noticed and convened before the commissioner is allowed to rule substantially delays the rule making process and, in some instances, may force the commissioner to rule at the first hearing in order to adopt a rule in a timely manner.

Caroline Scott, general counsel and chief clerk, has determined that for each year of the first five years the amendment is in effect, there will be no fiscal impact on state or local government as a result of enforcing or administering the amendment. Ms. Scott has also determined that there will be no effect on local employment or the local economy.

Ms. Scott has also determined that for each year of the first five years the amendment is in effect, the public benefit anticipated as a result of administration and enforcement of the amendment will be the more efficient administration of the department's rule making duties and the more effective utilization of public resources through the use of a more uniform and efficient rule making process. There are no anticipated economic costs to persons who are required to comply with the rule as amended.

Comments on the proposed amendments must be submitted within 30 days after publication of the proposed sections in the Texas Register , to the Chief Clerk, P.O. Box 149104, Mail Code 113-1C, Austin, Texas 78714-9104. Any requests for a public hearing should be submitted separately to the Office of the Chief Clerk.

The amendment is proposed under the Insurance Code, Article 1.03A. Article 1.03A provides that the Commissioner of Insurance may adopt rules and regulations to execute the duties and functions of the Texas Department of Insurance as authorized by statute.

Insurance Code, Article 5.96(c) is affected by this proposed amendment.

§1.205.Final Action for Rule Proposals Where a Hearing or Meeting Is Requested or Required.

When a hearing or meeting is required by statute or these rules, the commissioner may take final action on a proposed rule only after a hearing which meets the requirements of paragraphs (1)-(3) of this section.

(1) - (2)

(No change).

(3)

Action on the proposed rule is solely within the discretion of the commissioner. The commissioner may take the matter under advisement at the conclusion of the hearing [ only for rules adopted under the Government Code, Chapter 2001 ].

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State, on January 15, 1998.

TRD-9800647

Caroline Scott

General Counsel and Chief Clerk

Texas Department of Insurance

Earliest possible date of adoption: March 2, 1998

For further information, please call: (512) 463-6327