TEXAS DEPARTMENT OF INSURANCENotification Pursuant to the Insurance Code, 
Chapter 5, Subchapter LAs required by the Insurance Code, Article 5.96 and 5.97, 
the Texas Register publishes notice of proposed actions by the Texas Board of 
Insurance. Notice of action proposed under Article 5.96 must be published in the 
Texas Register not later than the 30th day before the board adopts the proposal. 
Notice of action proposed under Article 5.97 must be published in the Texas 
Register not later than the 10th day before the Board of Insurance adopts the 
proposal. The Administrative Procedure Act, the Government Code, Chapters 2001 
and 2002, does not apply to board action under Articles 5.96 and 5.97.
The complete text of the proposal summarized here may be examined in the offices 
of the Texas Department of Insurance, 333 Guadalupe Street, Austin, Texas 78714-
9104.)
This notification is made pursuant to the Insurance Code, Article 5.96, which 
exempts it from the requirements of the Administrative Procedure Act.

PROPOSED
The Commissioner of Insurance, at a public hearing under Docket Number 2291 
scheduled for June 3, 1997 at 10:00 a.m. in Room 100 of the William P. Hobby Jr. 
State Office Building, 333 Guadalupe Street in Austin, Texas, will consider a 
proposal made in a staff petition. Staff's petition (captioned "Second 
Petition...") seeks amendment of the Texas Automobile Rules and Rating Manual 
(the Manual), to adopt new and/or adjusted 1997 model Private Passenger 
Automobile Physical Damage Rating Symbols and revised identification 
information.
Staff's petition (Reference Number A-0497-11-I) was filed on April 22, 1997. The 
new and/or adjusted symbols for the Manual's Symbols and Identification Section 
reflect data compiled on damageability, repairability, and other relevant loss 
factors for the listed 1997 model vehicles. 
A copy of the petition containing the full text of the proposed amendments to 
the Manual is available for review in the office of the Chief Clerk of the Texas 
Department of Insurance, 333 Guadalupe Street, Austin, Texas. For further 
information or to request copies of the petition, please contact Angie Arizpe at 
(512) 463-6326; refer to (Reference Number A-0497-11-I). 
Comments on the proposed changes must be submitted in writing within 30 days 
after publication of the proposal in the Texas Register, to the Office of the 
Chief Clerk, Texas Department of Insurance, P. O. Box 149104, MC 113-2A, Austin, 
Texas 78714-9104. An additional copy of comments is to be submitted to David 
Durden, Deputy Commissioner, Property and Casualty Insurance Lines, Texas 
Department of Insurance, P. O. Box 149104, MC 104-5A, Austin, Texas 78714-9104. 
This notification is made pursuant to the Insurance Code, Article 5.96, which 
exempts it from the requirements of the Government Code, Chapter 2001 
(Administrative Procedure Act). 
Issued in Austin, Texas, on April 25, 1997.
TRD-9705559
Bernice Ross
Deputy Chief Clerk
Texas Department of Insurance
Filed: April 25, 1997

The Commissioner of Insurance, at a public hearing under Docket Number 2292 
scheduled for June 3, 1997 at 10:00 a.m. in Room 100 of the William P. Hobby Jr. 
State Office Building, 333 Guadalupe Street in Austin, Texas, will consider a 
proposal made in a staff petition. Staff's petition (captioned "Third 
Petition...") seeks amendment of the Texas Automobile Rules and Rating Manual 
(the Manual), to adopt new and/or adjusted 1997 model Private Passenger 
Automobile Physical Damage Rating Symbols and revised identification 
information.
Staff's petition (Reference Number A-0497-12-I) was filed on April 22, 1997. The 
new and/or adjusted symbols for the Manual's Symbols and Identification Section 
reflect data compiled on damageability, repairability, and other relevant loss 
factors for the listed 1997 model vehicles. 
A copy of the petition containing the full text of the proposed amendments to 
the Manual is available for review in the office of the Chief Clerk of the Texas 
Department of Insurance, 333 Guadalupe Street, Austin, Texas. For further 
information or to request copies of the petition, please contact Angie Arizpe at 
(512) 463-6326; refer to (Reference Number A-0497-12-I). 
Comments on the proposed changes must be submitted in writing within 30 days 
after publication of the proposal in the Texas Register, to the Office of the 
Chief Clerk, Texas Department of Insurance, P. O. Box 149104, MC 113-2A, Austin, 
Texas 78714-9104. An additional copy of comments is to be submitted to David 
Durden, Deputy Commissioner, Property and Casualty Insurance Lines, Texas 
Department of Insurance, P. O. Box 149104, MC 104-5A, Austin, Texas 78714-9104. 
This notification is made pursuant to the Insurance Code, Article 5.96, which 
exempts it from the requirements of the Government Code, Chapter 2001 
(Administrative Procedure Act). 
Issued in Austin, Texas, on April 25, 1997.
TRD-9705558
Bernice Ross
Deputy Chief Clerk
Texas Department of Insurance
Filed: April 25, 1997

ADOPTED
The Commissioner of Insurance has adopted five amendments to the Texas 
Residential Property Statistical Plan ("the Plan"). The amendments were proposed 
by Department staff in a petition filed on February 10, 1997. Notice of the 
proposal (Reference Number P-0297-04-1) was published in the February 21, 1997 
issue of the Texas Register (22 TexReg 1918). The amendments were considered at 
a public hearing held on March 26, 1997 at 9:00 a.m. in Room 100 of the Texas 
Department of Insurance Building, 333 Guadalupe Street in Austin, Texas. 
The Commissioner adopted the five amendments to the Plan as proposed by staff 
with no changes. The adopted amendments are: 
(1) an amendment which adds a field for the Insurance Services Office (ISO) 
Public Protection Classification to a) Section B, Coding Section Premium and 
Losses, Subsection 9, b) Residential Coding Guidelines for Premiums, and c) 
Residential Coding Guidelines for Losses of the Plan; 
(2) an amendment which adds a field for the residential sprinkler premium credit 
to a) Residential Coding Guidelines for Premiums, b) Farm and Ranch Coding 
Guidelines for Premiums c) Residential Coding Guidelines for Losses, and d) Farm 
and Ranch Coding Guidelines for Losses of the Plan; 
(3) an amendment which adds additional codes for capturing information on the 
new Property Protection Plan endorsements to: a) Section B, Coding Section 
Premium and Losses, Subsections 4 and 19, b) Residential Coding Guidelines for 
Premiums, c) Farm and Ranch Coding Guidelines for Premiums, d) Residential 
Coding Guidelines for Losses, and e) Farm and Ranch Coding Guidelines for Losses 
of the Plan; 
(4) an amendment which adds additional codes to capture information on the new 
individual optional credits to a) Section B, Coding Section Premium and Losses, 
Subsection 19, b) Residential Coding Guidelines for Premiums, and c) Farm and 
Ranch Coding Guidelines for Premiums of the Plan; and 
(5) an amendment which eliminates the field for capturing claim information on 
the name and addresses of those experiencing a fire loss in the Residential 
Coding Guidelines for Losses. 
The Commissioner has determined that the addition of the field capturing the ISO 
Public Protection Classification is necessary to rate residential risks and to 
price adjustments to fire suppression rating relativities based on loss 
experience. 
The Commissioner has further determined that the new field for the residential 
sprinkler premium credit added to the Plan is necessary to capture information 
for calculating adjustments to the premium credit based on loss experience. The 
Commissioner has also determined that revision of the Plan for this purpose is 
part of the Department's legislative implementation plan. 
The Commissioner has further determined that new codes are necessary for 
capturing information on the individual endorsements for 1) accidental 
discharge, leakage, or overflow of water or steam, freezing of plumbing, 
heating, air conditioning systems, and household appliances; 2) collapse of 
building, breakage of glass, and falling objects; and 3) theft. The Commissioner 
has further determined that the additional information is necessary for pricing 
adjustments to these promulgated endorsements based on loss experience.
The Commissioner further determined that the addition of new codes to capture 
information on the individual optional credits for dry hydrants is necessary to 
determine the extent of their use in the residential market and the amount of 
the credit offered. 
The Commissioner has further determined that the elimination of the field for 
collection of fire record information from the Plan is necessary because this 
information was used by the Department to determine fire record credits for 
cities and towns and the Department no longer performs this function. 
Elimination of the field will reduce storage costs for the Department. 
The Commissioner has jurisdiction of this matter pursuant to the Insurance Code, 
Articles 5.25, 5.28, 5.96, and 21.69. 
The amendments to the Plan are on file in the Chief Clerk's Office of the Texas 
Department of Insurance under Reference Number P-0297-04-1 and are incorporated 
by reference into Commissioner Order Number 97-0393. 
The notification is made pursuant to the Insurance Code, Article 5.96, which 
exempts action taken under Article 5.96 from the requirements of the 
Administrative Procedure Act (Government Code, Title 10, Chapter 2001). 
Consistent with the Insurance Code, Article 5.96(h), prior to the effective date 
of this action, the Texas Department of Insurance will notify all insurers 
affected by this action. 
IT IS THEREFORE THE ORDER of the Commissioner of Insurance that the amendments 
to the Texas Residential Property Statistical Plan are adopted. 
IT IS FURTHER ORDERED that the effective date of the amendments is July 1, 1997. 
This agency hereby certifies that the amendments to the Plan have been reviewed 
by legal counsel and found to be a valid exercise of the agency's legal 
authority.
Issued in Austin, Texas, on April 24, 1997.
TRD-9705511
Robert R. Carter, Jr.
General Counsel
Texas Department of Insurance
Effective date: July 1, 1997
Proposal publication date: February 21, 1997
For further information, please call: (512) 463-6327