TITLE 28.INSURANCE

Part 2. TEXAS DEPARTMENT OF INSURANCE, DIVISION OF WORKERS' COMPENSATION

Chapter 141. DISPUTE RESOLUTION--BENEFIT REVIEW CONFERENCE

28 TAC §§141.5 - 141.7

The Texas Department of Insurance, Division of Workers' Compensation proposes amendments to §§141.5 - 141.7, pertaining to interlocutory orders. These proposed amendments are necessary to address House Bill (HB) 7 amendments to Labor Code §410.032 and §410.033, which establish requirements for requesting and issuing interlocutory orders for the payment of benefits pending final resolution of a dispute. HB 7 amended Labor Code §410.032 to prohibit a benefit review officer who presides over a dispute from issuing an interlocutory order in that dispute. HB 7 amended Labor Code §410.033 by authorizing the Commissioner to issue an interlocutory order directing each insurance carrier to pay a proportionate share of benefits in disputes where two or more insurance carriers are liable for the injured employee's compensable or work-related injuries.

The proposed amendments to §141.5 prohibit a benefit review officer from issuing an interlocutory order during or at the conclusion of a benefit review conference. The proposed amendments to §141.6 establish the method and timeframes for requesting interlocutory orders. At any time within 10 days after a benefit review conference has concluded, a person seeking benefits may request an interlocutory order. Division staff designated by the Commissioner will consider the request, along with any response by the insurance carrier, and either deny the request or issue an interlocutory order. The proposed section also gives the designated Division staff the option of conducting a teleconference with the parties prior to acting on a request. The proposed amendments to §141.7 remove the reference to a benefit review officer sending an interlocutory order to Austin as part of the benefit review officer's report.

Heidi Jackson, Director, Claims Services, has determined that for each year of the first five years the proposed sections will be in effect there will be no fiscal impact to state and local governments as a result of the enforcement or administration of the rule. There will be no measurable effect on local employment or the local economy as a result of the proposal.

Ms. Jackson has also determined that for each year of the first five years the sections are in effect, the public benefits anticipated as a result of the proposed sections will be restructuring the benefit review conferences to more closely resemble a mediation session where the benefit review officer would be more objective, not have a stake in the outcome, and not make recommendations or consider requests for interlocutory orders. The interlocutory order is an avenue where injured employees may obtain benefits while adjudicating the dispute and the insurance carrier is entitled to a refund if the dispute is resolved in the carrier's favor. The proposed sections establish a process for considering requests for interlocutory orders by staff designated by the Commissioner, other than a benefit review officer assigned to the dispute. Removing the benefit review officer's ability to issue interlocutory orders gives insurance carriers and injured employees a stronger and more objective dispute resolution process. The proposed process establishes a simple way to make a request with a new form, assures due process for the carriers, as well as expedites the process to alleviate financial hardships. All requests will come through the Division's central office in Austin, which is anticipated to bring better consistency to the determination process for both insurance carriers and injured employees.

The Division anticipates that 300-500 requests for interlocutory orders will be processed within one year. The Division has historically processed an average of 664 interlocutory orders per year based on 2004 and 2005 Division statistics. The anticipated reduction of interlocutory orders processed in the workers' compensation system is likely to provide a cost savings for both insurance carriers and injured employees. It is anticipated that the increased costs associated with the adoption of the proposed rule will be offset by the reduction of interlocutory orders requested. The probable economic cost to persons required to comply with the sections will vary depending on the number of times an interlocutory order is requested.

Injured employees may realize the cost of postage to send the request to the Division and other parties in the dispute. Injured employees may also realize additional costs in attorney fees to complete and file the required form. It is anticipated that an attorney should be able to complete the form in 30 minutes or less, which may cost approximately $75 - $100.

Insurance carriers may realize a minimal financial impact as a result of the proposed sections. Insurance carriers will also be required to send their response to the injured employee or representative and other parties in the dispute, which may result in an approximate $2 postage cost. Insurance carriers may also realize additional attorney's fee costs resulting in approximately $75 - $100 for the 30 minutes or less time to respond to the interlocutory order request.

Any additional economic costs currently exist under existing rules or result from the enactment of HB 7 and are not a result of the adoption, enforcement, or administration of the proposed sections. There will be no difference in the cost of compliance between a large and small business as a result of the proposed sections. Based upon the cost of labor per hour, there is no disproportionate economic impact on small or micro businesses. Even if the proposed sections would have an adverse effect on small or micro businesses, it is neither legal nor feasible to waive the provisions of the proposed sections for small or micro businesses because the Labor Code requires equal application of these provisions to all affected individuals.

To be considered, written comments on the proposal must be submitted no later than 5:00 p.m. on March 20, 2006, to Norma Garcia, General Counsel, MS 4D, Division of Workers' Compensation, Texas Department of Insurance, 7551 Metro Center Drive, Suite 100, Austin, Texas 78744. An additional copy of the comment must be simultaneously submitted to Heidi Jackson, Director of Claims Services, MS 30, Division of Workers' Compensation, Texas Department of Insurance, 7551 Metro Center Drive, Suite 100, Austin, Texas 78744. A request for a public hearing should be submitted separately to the General Counsel.

The amendments are proposed under the Labor Code §§410.032, 410.033, 402.00111, and 402.061. Section 410.032 provides that as designated by the Commissioner, division staff, other than the benefit review officer who presided or will preside at the benefit review conference, shall consider a request for an interlocutory order and shall issue an interlocutory order if determined to be appropriate. The order may address accrued benefits, further benefits, or both accrued benefits and future benefits. Section 410.033 provides if there is a dispute as to which of two or more insurance carriers is liable for compensation for one or more compensable injuries, the Commissioner may issue an interlocutory order directing each insurance carrier to pay a proportionate share of benefits due pending a final decision on liability. Section 402.00111 provides that the Commissioner of Workers' Compensation shall exercise all executive authority, including rulemaking authority, under the Labor Code and other laws of this state. Section 402.061 provides the Commissioner the authority to adopt rules as necessary to implement and enforce the Texas Workers' Compensation Act.

The following sections are affected by this proposal: Labor Code §410.032 and §410.033

§141.5.Description of the Benefit Review Conference.

(a) - (b) (No change.)

(c) Opening. The benefit review officer shall:

(1) - (2) (No change.)

(3) explain the purpose of the conference[ , ] and the procedures and time frame to be observed;

(4) - (5) (No change.)

(d) Mediation. The benefit review officer shall:

(1) (No change.)

(2) encourage the parties to discuss the disputed issues[ , ] and ask and answer questions;

(3) (No change.)

(4) permit other participants to discuss the disputed issues[ , ] and ask and answer questions, to the extent the benefit review officer deems appropriate;

(5) - (6) (No change.)

(7) assist the parties in resolving [ to resolve ] disputed issues by agreement or settlement.

(e) Closing. The benefit review officer shall:

(1) assist the parties in reducing [ to reduce ] agreements or settlements to writing; [ and ]

(2) identify any issues left unresolved ; and

(3) if available information pertinent to the resolution of the disputed issue(s) was not produced at the benefit review conference, schedule a second benefit review conference if a second one has not already been conducted.

[ (f) Interlocutory orders. Pursuant to §141.6 of this title (relating to Interlocutory Orders), the benefit review office may enter interlocutory orders.]

§141.6. Requesting Interlocutory Orders.

(a) An injured employee, subclaimant, or beneficiary may request from the Division an interlocutory order for the payment of accrued and/or future benefits within 10 days of the conclusion of a benefit review conference in which the unresolved issues were scheduled for a contested case hearing.

(b) The request shall be in writing in the form and manner prescribed by the Division and shall be specific as to the benefits being sought. All supporting documentation shall accompany the request.

(c) When a request is filed with the Division, the party making the request shall provide a copy of the request with all supporting documentation directly to the representative that appeared for the carrier at the benefit review conference. Failure to provide a copy to the carrier representative may result in a delay of the processing of the request.

(d) Upon receipt of a request for an interlocutory order, a carrier representative shall file an immediate response and submit any additional documentation for consideration. The Division shall contact the carrier representative that appeared at the benefit review conference, electronically or by telephone, to request a response if one has not been received within five days. The Division may provide a copy of the request to a carrier representative if necessary.

(e) Within 10 days of receiving a request for an interlocutory order, Division staff, as designated by the Commissioner, shall either:

(1) deny the request for an interlocutory order;

(2) issue an interlocutory order as provided for in subsection (g) of this section, or;

(3) schedule a teleconference to take place within five days to consider written documentation and arguments of the parties regarding the request for an interlocutory order.

(f) If the Division schedules a teleconference, the Division shall provide the parties with the date and time of the teleconference by electronic transmission, personal delivery, or telephone. Other benefit review conference participants may participate in the teleconference at the discretion of the Division. Testimony will not be accepted and no official record will be made of a teleconference.

(g) [ (a) ] Upon a determination that the issuance of an interlocutory order is appropriate, the Division [ At the close of the benefit review conference, benefit review officer ] may enter interlocutory orders as follows:

(1) when the benefit dispute involves payment of benefits, the Division [ benefit review officer ] may order the carrier to pay all or part of death, burial, medical , or income benefits. The order may address either or both accrued and future benefits. Such an order is binding until reversed or modified by an agreement or settlement, as provided by §147.7 of this title (relating to Effect on Previously-Entered Decisions and Orders), by an interlocutory order or by a decision rendered after a subsequent Division [ Commission ] proceeding;

(2) when the benefit dispute involves the liability of two or more carriers for compensation for one or more compensable injuries, the Commissioner or Commissioner's designee [ benefit review officer ] may order each carrier to pay a proportionate share, determined by dividing the compensation due by the number of carriers potentially liable for benefits [ involved ].

(h) [ (b) ] An interlocutory order for payment of death, burial, income , or medical benefits shall be effective on the date signed by the designated Division staff [ benefit review officer ].

(i) [ (c) ] An insurance carrier shall comply with an interlocutory order to pay accrued benefits by issuing and delivering payment for income benefits accrued and unpaid no later than the fifth day after receiving the order and shall pay benefits in accordance with the order as and when they accrue.

(j) [ (d) ] Payment of accrued and unpaid income or death benefits paid in accordance with an interlocutory order shall include interest pursuant to the [ Texas ] Labor Code[ , ] §408.064 and §408.081.

(k) [ (e) ] Payment of medical benefits pursuant to an interlocutory order shall be made in accordance with Chapters 408 and 413 of the [ Texas ] Labor Code.

(l) Nothing is this section is intended to limit the Commissioner's authority to issue an interlocutory order prior to a benefit review conference.

[ (f) Copies of an interlocutory order entered under this rule will be provided to the parties within three days of the close of the benefit review conference by facsimile or electronic transmission, personal delivery, or first class mail.]

§141.7. Division [ Commission ] Actions After a Benefit Review Conference.

(a) If all disputed issues are resolved at the benefit review conference by agreement, the benefit review officer shall make the agreement part of the claim file[ , and return the file for ordinary handling ].

(b) If all disputed issues are resolved at the benefit review conference by settlement, the benefit review officer shall submit the signed settlement to the Commissioner or Commissioner's designee [ director of the hearings division, ] for handling as provided by Chapter 147 of this title (relating to Dispute Resolution by Agreement or Settlement). If the Commissioner or Commissioner's designee [ director ] rejects the settlement, the parties may request a subsequent benefit review conference as provided by §141.1 of this title (relating to Requesting and Setting a Benefit Review Conference).

(c) If all disputed issues are not resolved at the benefit review conference, no later than the fifth day after the close of the benefit review conference[ , ] the benefit review officer shall submit a written report, as provided by Labor Code §410.031 and [ of the Texas Labor Code, including ] any signed agreement[ , and a copy of any interlocutory order entered, ] to the Division's central office in Austin [ director of the hearings division ].

(d) No later than the eighth day [ days ] after receiving the benefit review officer's report, the Division [ director of the hearings division ] shall furnish, by first class mail , electronically, or personal delivery, to the injured employee; injured employee's [ claimant; claimant's ] representative, if any; the insurance carrier; and the employer the following:

(1) a file-stamped copy of the report; and

(2) notice of the date, time, [ estimated duration ] and location of the contested case hearing.

[ (e) The director shall additionally furnish the following:]

[ (1) a statement of the parties' right to elect, by mutual agreement, dispute resolution by binding arbitration in lieu of a benefit contested case hearing;]

[ (2) a detailed explanation of the differences between dispute resolution by benefit contested case hearing and binding arbitration; and]

[ (3) a Commission-prescribed form to elect, by mutual agreement, dispute resolution by binding arbitration.]

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State on February 3, 2006.

TRD-200600599

Norma Garcia

General Counsel

Texas Department of Insurance, Division of Workers' Compensation

Earliest possible date of adoption: March 19, 2006

For further information, please call: (512) 804-4288