TITLE 10.COMMUNITY DEVELOPMENT

Part 5. OFFICE OF THE GOVERNOR, ECONOMIC DEVELOPMENT AND TOURISM DIVISION

Chapter 179. TEXAS SMALL BUSINESS INDUSTRIAL DEVELOPMENT CORPORATION

10 TAC §§179.1 - 179.6

The Office of the Governor, Economic Development and Tourism Division, proposes new Chapter 179, §§179.1 - 179.6, Texas Small Business Industrial Development Corporation, relating to use of bond proceeds from the Texas Public Facilities Capital Access Program, Series 1986, for the Texas Industry Development Program as authorized by the Development Corporation Act of 1979 (the Act), Texas Civil Statutes, Article 5190.6. The program is administered by the Texas Economic Development Bank (the bank) created within the Office of the Governor, Economic Development and Tourism Division, pursuant to Texas Government Code, Chapter 489, Subchapters A and B.

The proposed new rules are necessary to implement a program that will finance economic development projects in the state. Use of funds under the program will be approved by the board of directors of the Texas Small Business Industrial Development Corporation appointed under Section 4 of the Act in accordance with the Act, the bond covenants, and these rules.

Proposed §179.1 limits the scope of the rules.

Proposed §179.2 defines terms used in the rules.

Proposed §179.3 sets out guidelines for the use of bond proceeds and for the filing of bond procedures.

Proposed §179.4 sets out guidelines for project eligibility, costs and objectives.

Proposed §179.5 sets out loan requirements.

Proposed §179.6 sets out reporting and monitoring requirements.

Mike Chrobak, Chief Financial Officer for the bank, has determined for each year of the first five years that the rules are in effect there will be no fiscal implications to the state or to local governments as a result of the rules. No cost to either government or the public will result from the rules. There will be no cost to small businesses or micro-businesses.

Mr. Chrobak has also determined that for each year of the first five years the rules are in effect the public benefit anticipated as a result of the rules is the economic benefit to the state that results from the implementation of the program and resulting public and private economic development projects. No economic costs are anticipated to persons who are required to comply with the proposed amendments, other than fees charged to program users.

Written comments on the proposed rules may be hand delivered to the Office of the Governor, General Counsel Division, 1100 San Jacinto, Austin, Texas 78701, mailed to P.O. Box 12428, Austin, Texas 78711-2428, faxed to (512) 463-1932, or emailed to rabbott@governor.state.tx.us. Comments should be addressed to the attention of Robin Abbott, Assistant General Counsel. Comments must be received within 30 days of publication of the proposed rules.

The new rules are proposed pursuant to Texas Government Code, §489.002, which authorizes the division to adopt rules for implementation of the program, and Texas Government Code, Chapter 2001, Subchapter B, which prescribes the standards for rulemaking by state agencies.

Texas Government Code, Chapter 489, and Texas Civil Statutes, Article 5190.6 are affected by this proposal.

§179.1.Scope.

The rules in this chapter apply only to the Texas Small Business Industrial Development Corporation.

§179.2.Definitions.

(a) The following words and terms, when used in this chapter, shall have the following meanings, unless the context clearly indicates otherwise.

(1) Act--The Development Corporation Act of 1979, as amended, Texas Civil Statutes, Article 5190.6.

(2) Applicant--Any user authorized in the program guidelines; may include any user who proposes to acquire, or construct, or invest in the construction of a project on terms and conditions prescribed by the corporation.

(3) Bank--means the Texas Economic Development Bank established under Government Code, Chapter 489.

(4) Board of Directors--The Texas Small Business Development Corporation Board of Directors as defined by the Development Corporation Act of 1979, Texas Civil Statutes, Article 5190.6, §4(d).

(5) Bond program--Any bond program adopted and implemented by the corporation for the issuance of its single or composite issue bonds.

(6) Chief Financial Officer (CFO)--The Chief Financial Officer of the Texas Economic Development Bank.

(7) Code--The Internal Revenue Code of 1954, as amended, and includes the applicable treasury regulations promulgated thereunder.

(8) Corporation--The Texas Small Business Industrial Development Corporation.

(9) Division--The Economic Development and Tourism Division in the Office of the Governor, or any successor to its duties.

(10) Primary job--A job that is:

(A) available at a company for which a majority of the products or services of that company are ultimately exported to regional, statewide, national, or international markets, infusing new dollars into the Texas economy; and

(B) included in one of the sectors of the North American Industry Classification System (NAICS) listed in the Act.

(11) Program guidelines--The guidelines defining the scope and limitations of a bond program as approved by the Bank and adopted by the board of directors.

(12) Project--"Project" includes any use of amounts financed through the purchase by the Texas Small Business Industrial Development Corporation of bonds, notes, or other evidences of indebtedness of users under this subsection if the uses are found by the board of directors of the Texas Small Business Industrial Development Corporation to be required or suitable for the promotion of economic development in the state. Those findings may be based solely on a review by the board of directors of the Texas Small Business Industrial Development Corporation of the criteria used to determine eligibility of a user for obtaining a direct loan, grant, loan participation, insurance, or any other guarantee from the United States of America, the state, or any agency or instrumentality of either. Proceeds of bonds issued before September 1, 1987, may be used to pay all or part of the costs of a project regardless of whether the costs or project were within the definition of those terms under the Texas Department of Commerce Act before that date, or for any other purposes authorized by this Act.

(13) State--The State of Texas.

(14) Texas Industry Development (TID)--The name of the Texas Small Business Industrial Development Corporation program used for marketing purposes.

(15) Unit--The state.

(16) User--Any individual, partnership, corporation, or any other private entity, whether organized for profit, or a city, county, district, or any other political subdivision, public entity, quasi-governmental entity, or agency of the state or federal government.

(b) Each word, term, or phrase not otherwise defined in this section shall have the same meaning as it has in the Act.

(c) Amendment and suspension of the rules. These sections may be amended by the board of directors and the Executive Director at any time in accordance with the Administrative Procedure Act, Texas Government Code, Subchapter B, as amended. The Executive Director may suspend or waive a section, not statutorily imposed, in whole or in part, upon the showing of good cause or when, at the discretion of the Executive Director, the particular facts or circumstances render such waiver of the section appropriate in a given instance.

(d) Application of sections. All sections shall be applied collectively, to the extent relevant, in connection with specific determinations made by the bank in the course of its administrative functions. The bank will make its determination on the basis of specific characteristics and circumstances of the individual application, and in light of the basic statutory purposes in the particular area.

(e) Examination of records. Any party requesting the examination of records pursuant to the Texas Public Information Act, Texas Government Code, Chapter 552, shall indicate in writing the specific nature of the documents to be viewed, and if photocopying is desired, the prevailing standard fee of the office will be charged to cover the cost of the request.

(f) Written communication with the Division. Application and other written communications regarding the program should be addressed to the attention of the Office of the Governor, Economic Development and Tourism, Texas Economic Development Bank, Attn: Texas Industry Development Program, Post Office Box 12428, Austin, Texas 78711-2428.

(g) The corporation shall approve all fees and other charges to be paid out of the bond proceeds in a particular bond program.

§179.3.Bonds.

(a) Use of bond proceeds. The corporation may use the proceeds of bonds:

(1) to fund reasonably required reserve accounts;

(2) to pay all costs incurred in issuing the bonds; and

(3) to either:

(A) fund a loan made by the corporation to an applicant to finance costs of a project as permitted under the Act and the Code; or

(B) refund or redeem all or part of any outstanding bonds of the corporation.

(b) In no event shall the corporation, the board, the governing body, or the unit have any obligation, financial or otherwise, to any person for failure of the corporation to issue, sell, or deliver its bonds.

(c) Bond procedures. The corporation shall file its bond procedures and any supplements or amendments thereto with the division as required by the Act. Initial bond procedures and any supplements or amendments thereto must be approved by the board of directors prior to filing with the division.

§179.4.Projects.

(a) Project eligibility. To be eligible for financing under any bond program, a project must meet certain minimum requirements. In general, a project must:

(1) be located within the state;

(2) consist of land, buildings, equipment, facilities, and improvements (whether one or more), and otherwise meet the definition of a project set forth in §2(11)(A) of the Act;

(3) be eligible for tax-exempt financing under the Code, §103(b);

(4) meet the applicable requirements of any third-party lender as to project size, location, and any other eligibility requirements of such third party; and

(5) have project costs of at least five million.

(b) Project costs. To the extent not otherwise limited or prohibited by the program guidelines, an applicant may use bond proceeds to finance only those project costs which are eligible for financing under applicable provisions of the Code and the Act.

(c) Statement of objective. To qualify, a project must be found to be required or suitable for the promotion of economic development as deemed by the Corporation's board of directors in the performance of its public purposes, functions and duties.

(d) A project will not be eligible for funding under the program for moving existing jobs from one municipality or county in Texas to another municipality or county within the state.

§179.5.Loans.

(a) Term of loan. The following requirements regarding the maximum term of a loan apply to any loan made by the corporation.

(1) Real property. The maximum term of a loan to finance real property shall not exceed 20 years, and in no event shall such loan have a term beyond December 31, 2025.

(2) Tangible personal property. The maximum terms of a loan to finance tangible personal property shall not exceed 15 years, and in no event shall such loan have a term beyond December 31, 2025.

(3) Combined loans. The maximum term of a loan to finance both real property and tangible personal property shall have a maturity satisfactory to the corporation, but in no event shall the term exceed the maximum term applicable to a real property loan.

(b) Interest rate. The effective interest rate on any loan made by the corporation is variable for the term of the loan, as determined by the corporation, and includes a pro rata and proportionate share of all fees associated under the program.

(c) Amortization. Each loan shall be repaid over the term of the loan in a manner acceptable to the corporation and any third party, insurer, or guarantor of the loan.

(d) Equity participation. Unless otherwise approved by the board of directors of the corporation, no loan may be made by the corporation to an applicant if the applicant's required equity participation in the project is paid or to be paid with the proceeds of a third-party loan to be secured by a lien on the project.

(e) Rating Requirement. The bond, note or other obligation issued in respect to a loan must be rated at least "A" or its equivalent by a nationally recognized municipal bond rating service. A credit enhancement issued in support of such bonds, notes or other obligation, the result of which is that such bonds, notes or other obligations are rated at least "A" or its equivalent, shall satisfy the requirements of this subsection.

(f) Applications will require a $500.00 application fee and may require a $25,000.00 closing fee, payable to the Office of the Governor.

(g) Application for TID Project Loan--The application must:

(1) Be filed in the format provided and must contain all information and documentation required under the Act and this chapter, as applicable;

(2) Include all applicable attachments as specified in the application or as otherwise directed by the division;

(3) Contain the name, street address, mailing address, telephone number, fax number and electronic mail address for the authorized representative, if the applicant is a public entity, or for the authorized officer, if the applicant is a business;

(4) Include a signed statement certifying that the contents are true and correct to the best knowledge and belief of the public entity's authorized representative or the business's authorized officer;

(5) Include information regarding the public entity, including, but not limited to population, bond rating, bond history, any state or federal designations incorporating incentives, any local incentives, or participation in the project;

(6) Provide documentation that the applicant has authority to apply and participate in the program, such as:

(A) a certified copy of the public hearing notice, if applicable and required to satisfy the provisions of the Code; or

(B) a certified copy of the ordinance, order or resolution, as appropriate, with original signatures;

(7) Include a description of the project, not limited to:

(A) a tabular summary of the current number of jobs;

(B) the classification, titles and salary ranges of full-time, part-time and seasonal jobs to be created, retained and maintained at the qualified business site;

(C) projected capital investment;

(D) a summary of short and long term plans for expansion; and

(E) application of funds from the project request.

§179.6.Monitoring and Reporting Requirements

(a) Users will be required to meet reporting and compliance requirements as requested by the Bank, which may include but are not limited to:

(1) Annual submission of certified fiscal year end financial statements;

(2) Notification within 10 days of official legal action, which may include:

(A) a user name change;

(B) a sale or assumption of the project financed by the program.

(C) Notification of legal action must include a copy of the certificate of amendment to the articles of incorporation, and/or the d.b.a. statement under which the user operates, or other appropriate documentation filed with the Texas Secretary of State; and

(3) Immediate notification of any material adverse change to the user or the project.

(b) Projects may be subject to on-site monitoring visits, by the bank or representatives of the board of directors, with reasonable notice to the user.

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State on July 8, 2005.

TRD-200502789

Tracye McDaniel

Executive Director

Office of the Governor, Economic Development and Tourism Division

Earliest possible date of adoption: August 21, 2005

For further information, please call: (512) 936-0181