TITLE 10.COMMUNITY DEVELOPMENT

Part 1. TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS

Chapter 49. 2005 HOUSING TAX CREDIT PROGRAM QUALIFIED ALLOCATION PLAN AND RULES

10 TAC §§49.3, 49.7, 49.9

The Texas Department of Housing and Community Affairs (the Department) adopts, without changes, the amendment of §49.3 (relating to Definitions), §49.7 (relating to Regional Allocation Formula, Set-Asides, Redistribution of Credits), and §49.9 (relating to Application: Submission, Adherence to Obligations, Evaluation Process, Required Pre-Certification and Acknowledgement, Threshold Criteria, Selection Criteria, Evaluation Factors, Staff Recommendations) of the 2005 Housing Tax Credit Program Qualified Allocation Plan and Rules (QAP) as proposed and published in the January 7, 2005, issue of the Texas Register (30 TexReg 13).

The section is amended in order to enact changes considering the Governor's rejection of the 2005 qualified allocation plan. On February 23, 2005, by Order 05-02, the Governor approved these amendments.

No comments were received regarding adoption of the amendments.

The amendments are adopted under the Texas Government Code, Chapter 2306; the Internal Revenue Code of 1986, §42, as amended, which provides the Department with the authority to adopt rules governing the administration of the Department and its programs; and Executive Order AWR-92-3 (March 4, 1992), which provides this Department with the authority to make housing tax credit allocations in the State of Texas.

No other code, article or statute is affected by these amended sections.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on April 18, 2005.

TRD-200501592

Edwina Carrington

Executive Director

Texas Department of Housing and Community Affairs

Effective date: May 8, 2005

Proposal publication date: January 7, 2005

For further information, please call: (512) 475-4595


Chapter 51. HOUSING TRUST FUND RULES

10 TAC §51.5

The Texas Department of Housing and Community Affairs (the Department) adopts, without changes, the amendment of §51.5, concerning Basic Eligible Activities for the Housing Trust Fund as published in the December 3, 2004, issue of the Texas Register (29 TexReg 11234).

No comments were received.

The amendment is adopted pursuant to the authority of the Texas Government Code, Chapter 2306.

No other code, articles or statutes are affected by the amendments.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on April 18, 2005.

TRD-200501598

Edwina Carrington

Executive Director

Texas Department of Housing and Community Affairs

Effective date: May 8, 2005

Proposal publication date: December 3, 2004

For further information, please call: (512) 475-4595


Part 7. TEXAS RESIDENTIAL CONSTRUCTION COMMISSION

Chapter 301. GENERAL PROVISIONS

10 TAC §301.1

The Texas Residential Construction Commission ("commission") adopts amendments at Title 10, Part 7, Chapter 300, §301.1, concerning definitions used in construing agency rules promulgated to implement the Texas Residential Construction Commission Act ("Act"), Title 16, Property Code. The amendments are adopted with changes to the proposed text as published in the January 28, 2005 issue to the Texas Register (30 TexReg 351). The amendments add definitions for the terms "construction activity" and "structural failure" and revises the definition of "statutory warranty".

The amendments are adopted to implement Property Code §408.001, which provides general authority for the commission to adopt rules necessary for the implementation of Title 16, Property Code. The amendments are also adopted to implement Property Code §§401.002(14) and 430.001, which requires the commission to adopt warranty and building and performance standards, and specifically a definition for "structural failure."

Written comments were received from Robert L. Russell Bush on February 23, 2005, and Mr. Gregory Harwell on February 26, 2005, regarding the proposed addition of the term "structural failure". Texas Association of Builders sent a letter concurring with Mr. Bush’s comments. Mr. Bush and Mr. Harwell commented that the proposed definition of "structural failure" in §301.1(23) should be changed. Mr. Bush stated that the proposed definition is inaccurate from an engineering standpoint because it infers that a failure has occurred merely because there has been a finding of some non-compliance with the commission-adopted performance standards. Mr. Bush stated that not all deviations from the performance standards will so drastically impact the structural performance of a house that it can be said to have failed.

Mr. Bush further commented that the proposed definition does not draw the necessary distinction between failures discussed from a structural aspect as opposed to failures discussed from a performance aspect. Mr. Bush stated that this concern over the use of the term "failure" has been raised previously by the Texas Board of Professional Engineers and the Texas Section of the American Society of Civil Engineers.

Mr. Bush further stated that if the proposed definition were adopted then any deviations from the performance standards, no matter how slight, will be seen as a structural failure, even if the deviation has no effect on the performance of the house for residential use. Mr. Bush suggested that the proposed definition be changed to read: "Structural failure - The non-compliance with the performance standards for major structural components found in §304.100 of these rules, coupled with a loss of the component’s load-bearing capacity to the degree that it materially impacts homeowner safety."

The commission declines to accept the suggested change. The commission believes that Mr. Bush’s suggestion would limit the definition to require a material impact on homeowner safety before being considered a structural failure, whereas the performance standards for major structural components adopted by the commission require that the component’s failure not compromise the integrity of the structural system. Property Code §401.002 (14) states that "structural failure", as used in Title 16 will have the meaning assigned by the limited statutory warranty and building and performance standards adopted by the commission under §430.001. In Title 16, the term "structural failure" is used once in Chapter 429 regarding the requirement that if the third-party inspector's recommendation involves a dispute regarding a "structural failure", one of the state inspectors must be a licensed professional engineer. Given the limited applicability of the term in Title 16 and that the commission’s proposed definition is for the purpose of interpreting and construing commission rules, the commission’s proposed definition is more appropriate for those uses than the definition suggested by Mr. Bush.

Mr. Harwell asserted that three difficulties exist with the proposed definition of "structural failure." He suggests that the commission revise the definition to read "Structural failure - non-compliance with the performance standards for major structural components found in §304.100 of these rules, causing physical damage to the component, coupled with a loss of the component’s load-bearing capacity to the degree that it materially impacts homeowner safety."

Mr. Harwell states that making the definition of structural failure synonymous with non-compliance with the performance standard would "create a potentially disastrous situation for homeowners" because homeowners would be required to disclose at the time that the home is sold that it had a "structural failure" even if the problem was a slightly bowing wall that was corrected years previously. Mr. Harwell further speculates that homeowners insurance companies may decline to insure house that have suffered a "structural failure" much like the problems that have arisen from homes that have experienced water leaks.

Mr. Harwell similarly objects to the proposed definition of the term for the reason stated by Mr. Bush that the definition is at odds with the consensus of engineering opinion on the term. Finally, Mr. Harwell states that his proposed definition is similar to that promulgated by the United States Department of Housing and Urban Development.

For the reasons stated above regarding the limited use of the term "structural failure" in Title 16 of the Property Code and the commission’s rules, and further given that there is an entirely different definition for "structural failure" when the term is used in Chapter 27 of the Property Code apparently without causing problems with homeowner insurance availability and sales disclosures, the commission declines to adopt Mr. Harwell’s suggested changes.

As a result of the comments, the commission has added language to the definition of "structural failure" to clarify that the definition is applicable only to Property Code §429.001(b).

All comments regarding these sections, including any not specifically referenced herein, were fully considered by the commission.

Cross Reference to Statutes: Title 16, Property Code §§401.002(14), 408.001 and 430.001.

No other statutes, articles, or codes are affected by the adoption.

§301.1.Definitions.

The following words and terms, when used in rules promulgated by the commission, shall have the following meanings unless the context of the rule clearly indicates otherwise.

(1) Accrual or accrued--when a homeowner first discovers a condition in the home that is a potential construction defect.

(2) Act--the Texas Residential Construction Commission Act, Title 16, Property Code.

(3) Affiliate--a person who directly or indirectly through one or more Intermediaries controls, is controlled by or is under common control with a specified person.

(4) Builder--

(A) any business entity or individual who, for a fixed price, commission, fee, wage, or other compensation, constructs or supervises or manages the construction of:

(i) a new home;

(ii) a material improvement to a home, other than an improvement solely to replace or repair a roof of an existing home; or

(iii) an improvement to the interior of an existing home when the cost of the work exceeds $20,000.

(B) When required by the context of the rule, the term may include:

(i) an owner, officer, director, shareholder, partner, affiliate or employee of the builder;

(ii) a risk retention group governed by §21.54, Insurance Code, that insures all or any part of builder’s liability for the cost to repair a residential construction defect; and

(iii) a third-party warranty company and its administrator.

(5) Building and performance standards--those standards that apply to home construction built pursuant to a transaction governed by the Act.

(6) Commission--the Texas Residential Construction Commission.

(7) Construction Activities--actions taken by the builder or at the direction of the builder by an employee, agent, contractor or subcontractor of the builder during the process of building the home or the improvement to the home.

(8) Construction defect--

(A) the failure of the design, construction or repair of a home, an alteration of or a repair, addition or improvement to an existing home, or an appurtenance to a home to meet the applicable warranty and building and performance standards during the applicable warranty period; and

(B) any physical damage to the home, an appurtenance to the home, or real property on which the home or appurtenance is affixed that is proximately caused by that failure.

(9) Cosmetic deficiency--any marred, scuffed, scratched or smudged painted surface or countertop; chipped or stained porcelain, tile, grout, or fiberglass; chipped surfaces of appliances or plumbing fixtures; torn or defective window or door screens; marred, smudged, scratched or stained cabinet surfaces or finishes; or, broken, chipped or scratched glass, window or mirror.

(10) Dwelling unit--a single unit providing complete independent living facilities for one or more persons, including permanent provisions for living, sleeping, eating, cooking and sanitation.

(11) Executive Director--the individual employed by the commission as the chief executive for the agency or any person to whom the Executive Director has delegated the authority to act on behalf of the Executive Director.

(12) Home--the real property, improvements and appurtenances thereto for a single-family residential dwelling unit or duplex.

(13) ICC--the International Code Council, Inc., currently located at 5203 Leesburg Pike, Suite 600, Falls Church, Virginia, 22041-3401, or at a subsequent address, and any successor organization that performs substantially the same functions that the ICC performs as of December 1, 2003.

(14) Improvement to the interior of an existing home when the cost of the work exceeds $20,000--any modification to the interior living space of a home, which includes the addition or installation of permanent fixtures inside the home, pursuant to an agreement for work for total consideration in excess of $20,000 to be paid by a homeowner to a single builder.

(15) Living space--the enclosed area in a home that is suitable for year-round residential use.

(16) Local building official--the agency or department of a municipality, county or other local political subdivision with authority to make inspections and to enforce the laws, ordinances, and regulations applicable to the construction, alteration, or repair of homes in that locality.

(17) Material improvement--a modification to an existing home that either increases or decreases the home’s total square footage of living space that also modifies the home’s foundation, perimeter walls or roof. A material improvement does not include modifications to an existing home if the modifications are designed primarily to repair or replace the home’s component parts.

(18) Person--an individual, partnership, company, corporation, association, or any other legal entity, however organized.

(19) Remodeler--any business entity or individual who, for a fixed price, commission, fee, wage, or other compensation, constructs or supervises or manages the construction of a material improvement to an existing home or an improvement to the interior of an existing home when the cost of the work exceeds $20,000.

(20) Single-family residential dwelling--a building that contains one or two dwelling units, including a townhouse, complete with independent living facilities for one or more persons suitable for one household, including permanent provisions for living, sleeping, eating, cooking and sanitation.

(21) State inspector--a person employed by the commission whose duties include serving as a member of an appellate panel to:

(A) review the recommendations of third-party inspectors;

(B) provide consultation to third-party inspectors; and

(C) administer the state-sponsored inspection and dispute resolution process.

(22) Statutory warranty--the legal requirement that the component parts of a home perform to the building and performance standards applicable to the construction for the number of years as set in statute, to wit:

(A) one year for workmanship and materials;

(B) two years for plumbing, electrical, heating, and air conditioning delivery systems; and

(C) ten years for major structural components of the home; and

(D) ten years for the warranty of habitability.

(23) Structural failure--for purposes of Property Code §429.001(b) only, the term means non-compliance with the commission-adopted performance standards for major structural components.

(24) Third-party inspector--a person approved by the commission to conduct an objective home inspection and prepare a report of that inspection as part of the state-sponsored inspection and dispute resolution process.

(25) Townhouse--a single-family dwelling unit constructed in a group of three or more attached dwelling units in which each unit extends from foundation to roof and with open space on at least two sides not more than three stories in height with a separate means of ingress and egress.

(26) Transaction governed by the Act--an agreement between a homeowner and a builder:

(A) for the construction of a new home; or

(B) for construction on an existing home that is:

(i) a material improvement to the home other than an improvement solely to replace or repair the roof; or

(ii) an improvement to the interior of the home when the cost paid for the work exceeds $20,000.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on April 14, 2005.

TRD-200501539

Susan Durso

General Counsel

Texas Residential Construction Commission

Effective date: May 4, 2005

Proposal publication date: January 28, 2005

For further information, please call: (512) 475-0595


Chapter 303. REGISTRATION

Subchapter D. THIRD-PARTY WARRANTY COMPANIES

10 TAC §§303.250 - 303.266

The Texas Residential Construction Commission ("commission") adopts new Subchapter D, §§303.250 - 303.266, relating to Third-Party Warranty Companies. Sections 303.250 - 303.252 are adopted with changes to the proposed text as published in the January 28, 2005, issue of the Texas Register (30 TexReg 353). Sections 303.253 - 303.266 are adopted without changes and will not be republished.

Changes made to the sections were in response to comments received, to correct errors and for clarification purposes. The new subchapter outlines the commission's rules and procedures for the approval of third-party warranty companies.

Written comments were received from Gregory A. Harwell on February 26, 2005, regarding the new sections. Mr. Harwell commented that §303.250 should be revised to clearly state that a builder electing to provide warranty coverage through a commission-approved warranty company is in fact transferring potential liability to the warranty company. Mr. Harwell believes that this change would tie the existence of the approved warranty company to the liability transfer provided for by the Act. The commission agrees that the change would make this clear. Therefore, the rule text has been revised accordingly.

Next, Mr. Harwell commented that §303.251 should be modified to make it clear that a builder has the option to transfer less than all of the four warranties established by Chapter 304 to an approved third-party warranty company. The commission agrees that the change would clarify the commission’s intent. The rule text has, therefore, been revised.

Mr. Harwell also commented that §303.251(1) should be modified to replace the word "accept" with "assume". The commission agrees that in this section the word "assume" more precisely describes the action that may be taken by a third-party warranty company. Therefore, the word "accept" has been replaced with the word "assume". Further, Mr. Harwell commented that the word "reservation" in §303.251(1) should be replaced with the phrase "limitation other than those provided by the Act and these Rules". The commission declines to accept the suggested phrase because the word "reservation" is clear and requires no modification.

Mr. Harwell further suggested that §303.251(2) be modified to insert the phrase "in an action" to make clear that a court or arbitrator is the authority that may ultimately determine a third-party warranty company’s or builder’s obligations to a homeowner under the Act. The commission agrees that the change would clarify a third-party warranty company’s potential obligations. The rule text has, therefore, been revised.

Mr. Harwell also commented that §303.252(b) should be amended to clarify that the commission may not require a third-party warranty company to provide any particular warranty, including a warranty of habitability. As a reason, Mr. Harwell noted that certain companies may only wish to cover specific warranties such as for appliances, for example, but not others. The commission agrees with the change. The rule text has been revised.

Mr. Harwell further suggested the addition of §303.252(c) that states "A third-party warranty company shall be provided with all rights and defenses of a builder under the Act and these rules, except as modified herein". The commission disagrees because the Act’s definition of builder includes a third-party warranty company and its administrator. Thus, the commission declines to accept the suggestion.

Mr. Harwell finally suggested that §303.266 should be amended to clarify that the administrator of a warranty for a third-party warranty company may also provide other services to the warranty company that are not covered by the Act. The commission declines to accept the suggestion because those other services possibly performed by the administrator of a warranty are outside the commission’s jurisdiction.

Written comments were also received from Max Hoyt, president of ACES Builders’ Warranty, on February 28, 2005. Mr. Hoyt first commented that §303.251 should be amended by inserting the phrase "meeting eligibility requirements in §303.254(b)(2) and (3)" in order to clarify what an applicant must demonstrate to be eligible for approval as a third-party warranty company. The commission declines to accept the suggested phrase because the requirements for eligibility are clear in §303.254.

Mr. Hoyt also commented that §303.255(e) should be amended because it does not clearly state a time by which the commission must act on an application after the twenty-one day comment period after the notice of application has been published in the Texas Register . Mr. Hoyt’s suggested adding language that would give commission staff a reasonable time after the expiration of the comment period to process any received comments. Once that process is complete, the commission shall consider the application at its next scheduled meeting. The commission disagrees because the time for notifying an applicant of denial is clearly stated in §303.259. Furthermore, the approval of applications according to the rules is an administrative function.

Mr. Hoyt further commented that the language in §303.259 that states that the commission shall deny an application if the applicant is "not qualified" or if approval of the applicant "does not serve the public interest" is vague. Mr. Hoyt suggested replacing §303.259(a) entirely with:

§303.259. Approval of an Application.

The commission shall approve an applicant that:

(1) is eligible according to §303.254;

(2) has submitted a complete application, including sample warranty, sample inspection procedures, and fee;

(3) has a designated agent who meets with the qualifications in §303.256 and §303.257; and

(4) has passed a criminal background review per §303.255(d).

The commission disagrees. The commission has used this same language for a review of the arbitrator applicants for certification without issue and believes that it provides the commission with sufficient latitude to carry out its regulatory mission. The commission must be assured that those applying to serve as certified third-party warranty companies not only meet the technical requirements for certification but also that they provide adequate service and responsiveness to those who are supposed to be beneficiaries of the third-party warranty company services. The commission therefore declines to accept the suggestion.

Written comments were also received from Robert L. Russell Bush on February 25, 2005. Similar to Mr. Harwell, Mr. Bush commented that §303.250 should be revised to clearly state that a builder electing to provide warranty coverage through a commission-approved warranty company is in fact transferring potential liability to the warranty company. As stated above, the commission agrees that the change would make this clear and the rule text has been revised accordingly.

Mr. Bush also commented that §303.251(1) should be amended to replace the phrase "fully accept, without reservation" with the word "perform". The commission declines to accept the suggestion because it has accepted a similar suggestion from Mr. Harwell, which satisfies the spirit of Mr. Bush’s suggestion. Mr. Bush further suggested that §303.251(2) be amended to replace the phrase "those warranties" with "the warranty provided through the third-party warranty company." The commission declines to accept the proposed change because the rule is clear from the text that the third-party warranty company is only liable for those warranties actually transferred to the company.

Mr. Bush, like Mr. Harwell above, also suggested that §303.252(b) should be amended to clarify that the commission may not require a third-party warranty company to provide any particular warranty, including a warranty of habitability. The commission agrees with the change. The rule text has been revised.

Mr. Bush further commented that §303.255(2) should be amended to read that an applicant should submit to the commission a sample copy of the warranty that a builder will provide through the applicant’s warranty program, as opposed to the warranty contract between the applicant and a builder or remodeler. Mr. Bush stated that his reason for this suggestion is that the commission should be concerned with the warranty that the builder provides to its customers through an approved third-party warranty company, not with the contract between the third-party warranty company and the builder or remodeler. The commission disagrees with the suggestion and declines to accept the proposed change. The commission finds that the issues raised by the requirements such as whether there is a transfer of liability and whether the third-party warranty company has agreed to assume without reservation the builder’s warranty obligations under the Act will be contained in the contract between the third-party warranty company and the builder, not the contract between the builder and its customer.

Mr. Bush, similar to Mr. Hoyt, also commented that the language in §303.259(a) for denying an applicant is vague and subjective. The commission disagrees for the reasons above.

Mr. Bush commented similarly to Mr. Harwell that §303.266 should be amended. For the reasons stated above, the commission declines to accept the suggestion.

All comments regarding these sections, including any not specifically referenced herein, were fully considered by the commission. The commission has made other minor modifications to the proposed rule text for the purpose of clarifying its intent and improving style and readability.

The new sections are adopted to implement Property Code §§430.008, 430.009, 430.010 and 430.011. The new sections are also adopted under Property Code §408.001 which provides general authority for the commission to adopt rules necessary for the implementation of Title 16, Property Code.

§303.250.Builder’s Election.

A builder that elects to transfer potential liability for the warranties set forth in Chapter 304 of this title to a warranty company must use a third-party warranty company approved by the commission under this subchapter.

§303.251.Effective Transfer of Builder Liability.

To effectively transfer a builder’s liability under one of the warranties set forth in Chapter 304 of this title to an approved third-party warranty company, the third-party warranty company must agree to:

(1) fully assume, without reservation, a builder’s warranty obligations created by the Act; and

(2) make full payment for or repair any construction defect determined in an action to be covered by those warranties.

§303.252.Warranties.

(a) An approved third-party warranty company:

(1) may adopt warranties and building and performance standards in addition to those warranties and building and performance standards set forth in Chapter 304 of this title;

(2) may not reduce the limited statutory warranty and building and performance standards as set forth in Chapter 304 of this title.

(b) The commission may not require a third-party warranty company to provide any particular warranty, including the warranty of habitability.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on April 13, 2005.

TRD-200501536

Susan Durso

General Counsel

Texas Residential Construction Commission

Effective date: May 3, 2005

Proposal publication date: January 28, 2005

For further information, please call: (512) 475-5095