TITLE 34.PUBLIC FINANCE

Part 5. TEXAS COUNTY AND DISTRICT RETIREMENT SYSTEM

Chapter 105. CREDITABLE SERVICE

34 TAC §105.5

Texas County and District Retirement System proposes new §105.5 concerning the adjustment of a person's record because of a reporting error by a sponsoring employer. The rule implements the authority granted to the retirement system pursuant to §7 of HB 1984 as passed in the regular session of the 78th Legislature, to correct any administrative or operational error by appropriate means. Under the proposed rule, if as a result of an act or omission of an employer, a person contributes more or less than the correct amount, or receives more or less credited service, service credit or benefits than the person is rightfully entitled to receive, the employer may file an application with the retirement system for an adjustment to the person's record. Under the rule, a person seeking an adjustment to a record because of a reporting error of the employer must apply to the employer for a correction. The system will accept applications for adjustments and any related deposits only from an employer. However, under Government Code, §842.112, a person may pursue a legal remedy against the employer and submit that final judgment or settlement agreement to the system in lieu of an application. The system may adjust the person's record in accordance with the terms set forth in the application provided: The terms of the adjustment would not grant the person a right, status or benefit not otherwise available under Government Code, Title 8, Subtitle F; the terms of the adjustment are reasonable and can be feasibly implemented and administered by the system; and the terms of the adjustment can be implemented without causing financial instability with respect to the employer's participation in the system or causing a reduction in the accrued benefit of any member or annuitant of the employer. Under the proposed rule, adjustments to credited service (vesting) may be made separately from adjustments to service credit (benefits). This allows for the recognition of all properly creditable service for retirement eligibility purposes while permitting limited or partial adjustments to benefit credits.

Tom Harrison, Director of Legal and Governmental Relations for the Texas County and District Retirement System, has determined that for the first five-year period the rule is in effect there will be no fiscal implications for state government as a result of administering the rule. There will be no fiscal implications for a local government as a result of administering the rule aside from the expected costs of funding those benefits not taken into account because of a reporting error by the participating local governmental entity.

Mr. Harrison has also determined that for each year of the first five years the rule is in effect the public benefit anticipated as a result of administering the rule will be the accumulation of retirement benefits for employees of participating entities in the manner and to the extent intended by the local governmental entity. There are no anticipated economic costs to persons who are required to comply with the rule as proposed. There are no anticipated economic costs to small or large businesses which are required to comply with the rule as proposed.

Comments on the proposed new rule may be submitted to Tom Harrison, Director of Legal and Governmental Relations, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The rule is proposed under the Government Code, §845.102, which provides the board of trustees of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §842.112 is affected by this proposed rule.

§105.5.Correction of Errors by Employers: Record Adjustments.

(a) The sponsoring employer is responsible for the correction of an error arising from an act or omission of the employer that results in a person contributing more or less than the correct amount to the system or receiving more or less credited service, service credit or benefits than the person is rightfully entitled to receive under the system.

(b) The employer may initiate the correction process by filing an application with the system for an adjustment to the person's record. The application must adequately describe the error and set forth the terms of the adjustment to be made to the person's record.

(c) A person seeking an adjustment to a record based on an act or omission of the subdivision must apply to the sponsoring employer for a correction of the error. The system will not receive applications for record adjustments from any person other than an employer. If the system receives information relating to a possible error from a person other than an employer, the system shall forward the information to the appropriate employer.

(d) If the director is provided with satisfactory evidence of the error, the director may at his discretion accept the application and order an adjustment to the person's record in accordance with the terms set forth in the application provided:

(1) The terms of the adjustment on the face of the application would not grant the person a right, status or benefit not otherwise available under this subtitle;

(2) The terms of the adjustment are reasonable and can be feasibly implemented and administered by the system; and

(3) The terms of the adjustment can be implemented without causing financial instability with respect to the employer's participation in the system or causing a reduction in the accrued benefit of any other member or annuitant of the employer.

(e) In this section the term "record" means all information and amounts relating to the person and the person's beneficiary and includes information and amounts relating to the person's individual account, contributions, deposits, credited service, service credit and benefits.

(f) In this section the term "individual account" means the separate account maintained for a member consisting of the member's contributions, deposits and accumulated interest credited to the account for the benefit of the member.

(g) In this section the term "credited service" means months of service recognized for purposes of retirement eligibility.

(h) In this section the term "service credit" means the monetary credits granted to a member who performs service for a participating employer.

(i) In this section the term "filed" means received by the system.

(j) In this section the term "accepted" means approved by the system for making adjustments to a person's record in accordance with the terms of the application.

(k) The application of a sponsoring employer under this section may be filed at any time.

(l) All applications filed under this section with the system must be certified by the sponsoring employer before the application may be accepted.

(m) If an adjustment pursuant to this section relates to a period of service that is greater than 12 months or ended more than 12 months prior to the application filing date, the application must be approved by the governing board of the employer before it may be accepted by the system.

(n) If the terms of the adjustment as set forth on the application specify a change to the person's credited service, that adjustment will be made upon acceptance of the application.

(o) If the terms of the adjustment as set forth on the application specify a change to the person's individual account balance, service credit or benefit, that adjustment may not be made until the system receives any payment necessary to implement the terms of the adjustment. The system will not accept any payments due under this section from any person other than an employer.

(p) With respect to certain errors that are the subject of an adjustment under this section, the sponsoring employer may request the system to provide a description of what the person's record would show if no error had occurred. This description may include changes to amounts of employee contributions, accumulated interest, prior service credit, current service credit, multiple matching credit, retirement benefits, or retirement eligibility dates. Evidence showing dates of service and the compensation that was paid to the member by the employer for such service should be submitted to the system in order that the system may accurately determine any changes.

(q) The application may specify adjustments in any amounts that do not exceed the changes to the person's record determined as if there had been no error.

(r) An application for an adjustment is not an application for retirement; however, a retirement application may be filed simultaneously with an application for adjustment. An adjustment to a person's prior service credit may not be made if the application is filed more than five years after the date the person became a member of the sponsoring employer.

(s) Adjustments to service credits or benefits shall be considered as part of, and funded in the same manner as, any other pension liabilities of the employer.

(t) The director may implement the terms of the proposed adjustment to the extent that the funding of the pension liabilities attributable to the adjustments proposed by the employer do not cause financial instability with respect to the employer's participation in the system or cause a reduction in accrued benefits of any other members or annuitants. This may include partial implementation or implementation of the adjustments in stages.

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State on May 10, 2004.

TRD-200403160

Tom Harrison

Director, Legal and Governmental Relations

Texas County and District Retirement System

Proposed date of adoption: June 24, 2004

For further information, please call: (512) 328-8889


Chapter 107. MISCELLANEOUS RULES

34 TAC §107.14

Texas County and District Retirement System proposes new §107.14 concerning a member's use of rollovers and transfers from other plans to restore withdrawn accounts and the related forfeited service credit. The proposed rule incorporates the changes made to the Internal Revenue Code that now allow qualified plans to accept rollovers and trustee-to-trustee transfers initiated by the plan participant for the purchase of service credit. Under the proposed rule, an eligible member may restore the withdrawn account balance and related forfeited service credit with a direct rollover or trustee-to-trustee transfer from an eligible plan provided the rollover or transfer follows the regulations of the Internal Revenue Service.

Tom Harrison, Director of Legal and Governmental Relations for the Texas County and District Retirement System, has determined that for the first five-year period the rule is in effect there will be no fiscal implications for state or local government as a result of administering the rule.

Mr. Harrison has also determined that for each year of the first five years the rule is in effect the public benefit anticipated as a result of administering the rule will be increased usage of the restoration provisions because of the ability of a eligible member to access more personal resources to offset the cost. There are no anticipated economic costs to persons who are required to comply with the rule as proposed. There are no anticipated economic costs to small or large businesses which are required to comply with the rule as proposed.

Comments on the proposed new rule may be submitted to Tom Harrison, Director of Legal and Governmental Relations, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The rule is proposed under the Government Code, §845.102, which provides the board of trustees of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §843.003 and §843.0031 are affected by this proposed rule.

§107.14.Acceptance of Rollovers and Transfers.

(a) The system may accept the funds described in subsections (b) and (c) of this section, subject to the restrictions of this section.

(b) If permitted under and subject to the provisions of federal law, the system may accept an eligible rollover distribution from another eligible retirement plan in payment of all or a portion of any deposit a member is permitted under applicable law to make with the system for service credit.

(c) An "eligible rollover distribution" is any distribution of all or any portion of the balance to the credit of the member from an eligible retirement plan. An eligible rollover distribution does not include the following:

(1) any distribution that is one of a series of substantially equal periodic payments (not less frequently than annually) made for the life (or life expectancy) of the member or the joint lives (or joint life expectancies) of the member and the member's designated beneficiary, or for a specified period of ten years or more;

(2) any distribution to the extent such distribution is required under Internal Revenue Code §401(a)(9);

(3) any distribution which is made upon hardship of the member; or

(4) the portion of any distribution that is not includible in gross income.

(d) An "eligible retirement plan" is any program defined in Internal Revenue Code §401(a)(31) and §402(c)(8)(B), from which the member has a right to an eligible rollover distribution, as follows:

(1) an individual retirement account under Internal Revenue Code §408(a);

(2) an individual retirement annuity under Internal Revenue Code §408(b) (other than an endowment contract);

(3) a qualified trust;

(4) an annuity plan under Internal Revenue Code §403(a);

(5) an eligible deferred compensation plan under Internal Revenue Code §457(b) which is maintained by an eligible employer under Internal Revenue Code §457(e)(1)(A); and

(6) an annuity contract under Internal Revenue Code §403(b).

(e) If permitted under and subject to the provisions of federal law, the system may accept a direct trustee-to-trustee transfer of funds from a plan described under §403(b) or §457(b) of the Internal Revenue Code in payment of all or a portion of any deposit a member is permitted to make with the system for service credit.

(f) In order to authorize the rollover or transfer of funds described in this section, a member shall provide or cause to be provided to the system information sufficient for the system to reasonably conclude that the contribution is a valid rollover or direct trustee-to-trustee transfer as permitted under federal tax law. If the system later determines that a contribution was an invalid rollover or direct trustee-to-trustee transfer or otherwise not permitted under federal tax law, the system may take any action appropriate, permissible or required by the Internal Revenue Code or regulations issued thereunder, including recognition of an invalid rollover as an after-tax contribution by the member, or return of the invalid contribution and, if applicable, any earnings attributed thereto to the member within a reasonable time after the determination and cancellation of any credit purchased with the returned amounts.

(g) The system shall construe and administer this section in a manner such that the plan will be considered a qualified plan under §401(a) of the Internal Revenue Code of 1986, (United States Code, Title 26, §401).

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State on May 10, 2004.

TRD-200403161

Tom Harrison

Director, Legal and Governmental Relations

Texas County and District Retirement System

Proposed date of adoption: June 24, 2004

For further information, please call: (512) 328-8889