TITLE 7.BANKING AND SECURITIES

Part 6. CREDIT UNION DEPARTMENT

Chapter 91. CHARTERING, OPERATIONS, MERGERS, LIQUIDATIONS

Subchapter J. CHANGES IN CORPORATE STATUS

7 TAC §91.1004

The Texas Credit Union Commission adopts the amendments to §91.1004, concerning conversion of charter without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11013) and will not be republished.

The amendment clarifies that a credit union may convert to another type of financial institution under either a state or federal charter.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these adopted rules are the Texas Finance Code §§122.201, 122.202, and 122.203.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300851

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


Chapter 93. ADMINISTRATIVE PROCEEDINGS

Subchapter B. GENERAL RULES

7 TAC §93.201

The Texas Credit Union Commission adopts the amendments to §93.201 concerning party status without changes to the text published in the November 29, 2002 issue of the Texas Register (27 Tex Reg 11013).

The amendment provides that a party in a contested case is entitled to an opportunity for hearing after reasonable notice of not less than 10 days and the party may respond and present evidence and argument on each issue involved in a case.

No comments were received on the proposal.

The amendment to the rule is proposed as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.006, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300838

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.212

The Texas Credit Union Commission adopts the amendments to §93.212 concerning proposal for decision without changes to the text published in the November 29, 2002 issue of the Texas Register (27 TexReg 11014).

One of the amendments would specifically provide that the Administrative Law Judge (ALJ) will serve copies of the proposal for decision (PFD) and proposed final order on all parties of record within 30 days after conclusion of the evidence in the case. The other amendment clarifies that a ALJ shall not submit the PFD and proposed final order to the commissioner until after the parties have had an opportunity to file exceptions and briefs on the PFD and proposed order.

No comments were received on the proposal.

The amendments to the rule are proposed as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.006, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300839

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.213

The Texas Credit Union Commission adopts the new §93.213 concerning representation at a hearing without changes to the text published in the November 29, 2002 issue of the Texas Register (27 TexReg 11015).

The purpose of the rule is to prescribe who may represent a party at a SOAH hearing and provides that a person appearing in a representing capacity may be required to present proper evidence of authority, and is required to observe proper decorum during the hearing.

No comments were received on the proposal.

The new rule is proposed as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

The new rule is proposed under the provisions of §15.402 of the Texas Finance Code that is interpreted to authorize the Credit Union Commission to adopt reasonable rules necessary for administering Subtitle D, Title 3, Texas Finance Code (Texas Credit Union Act).

The specific sections affected by this proposed rule are Texas Finance Code §§122.007, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300840

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


Subchapter C. APPEALS OF PRELIMINARY DETERMINATIONS ON APPLICATIONS

7 TAC §93.301

The Texas Credit Union Commission adopts the amendments to §93.301 concerning finality and request for SOAH hearing without changes to the text published in the November 29 issue of the Texas Register (27 TexReg 11015).

The amendment clarifies that a preliminary decision of the commissioner is withdrawn if a timely written request for hearing is filed by a party.

No comments were received on the proposal.

The amendments to the rule are proposed as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.006, 122.011, and 122.153.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300841

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.303

The Texas Credit Union Commission adopts the amendments to §93.303 concerning hearings on applications to incorporate, amend bylaws, or merge or consolidate without changes to the text published in the November 29 issue of the Texas Register (27 TexReg 11016).

One of the amendments would clarify the burden of proof requirements for the various parties in a contested case regarding an application. The other amendment would define the term "unreasonable harm" as it relates to an overlap of an existing credit union's field of membership.

No comments were received on the proposal.

The amendments to the rule are proposed as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.006, 122.011, and 122.153.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300842

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.304

The Texas Credit Union Commission adopts the amendments to §93.304, concerning appeals of applications for certificates of authority without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11016) and will not be republished.

The amendment corrects a Texas Administrative Code cite that changes as a result of the Credit Union Commission adopting new §91.210.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific section affected by this rule is the Texas Finance Code, §122.013.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300843

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.305

The Texas Credit Union Commission adopts the amendments to §93.305, concerning appeals of applications for which no specific procedures are provided by this title without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11017) and will not be republished.

The amendment clarifies the burden proof the applicant must prove during the hearing.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.201, 122.202, and 122.203.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300844

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


Subchapter D. APPEALS OF CEASE AND DESIST ORDERS AND ORDERS OF REMOVAL

7 TAC §93.401

The Texas Credit Union Commission adopts the amendments to §93.401, concerning appeals of cease and desist orders and orders of removal without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11017) and will not be republished.

The amendment clarifies the Department must present evidence that is sufficient to raise a presumption of fact or to establish the fact in question unless rebutted.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.257 and 122.259.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300845

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.402

The Texas Credit Union Commission adopts the amendments to §93.402, concerning stays without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11018) and will not be republished.

The amendments make nonsubstantive changes to the rule.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific section affected by this rule is the Texas Finance Code, §126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300846

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


Subchapter F. APPEAL OF COMMISSIONER'S FINAL DETERMINATION TO THE COMMISSION

7 TAC §93.601

The Texas Credit Union Commission adopts the amendments to §93.601, concerning motions for appeal to the commission without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11019) and will not be republished.

One of the amendments modifies the timeframe for filing a motion for appeal to comply with certain provisions of the Texas Finance Code. The other amendment imposes a new requirement for the commission to act on a motion for appeal within 60 days of receipt.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.007, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300847

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.602

The Texas Credit Union Commission adopts the amendments to §93.602, concerning decisions by the commission without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11019) and will not be republished.

One of the amendments clarifies the matters that may be considered by the Commission which must be based upon the testimony and other evidence in the hearing record. The other amendment authorizes the commission to take any action, in regards to the motion for appeal, that is just and reasonable and as permitted by applicable law.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.007, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300848

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.603

The Texas Credit Union Commission adopts the amendments to §93.603, concerning oral arguments before the commission without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11020) and will not be republished.

The amendments clarify that the commission may grant or deny a motion for oral argument and, if granted, may impose reasonable time limits on the such presentations.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.007, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300849

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236


7 TAC §93.604

The Texas Credit Union Commission adopts the amendments to §93.604, concerning a motion for rehearing without changes to the text published in the November 29, 2002, issue of the Texas Register (27 TexReg 11020) and will not be republished.

The amendments clarify that the commission is not considering a motion for a new hearing but rather a motion for a reconsideration of its previous decision.

The amendments to the rule are adopted as a result of the general rule review mandated by the Government Code and General Appropriations Act. (Both contain provisions requiring state agencies to review and consider for readoption each of their rules every four years). Notice of Intention to Review Chapter 93 rules was published in the Texas Register on August 9, 2002 (27 TexReg 7199) for the purpose of accepting public comment.

No comments were received on the proposal.

The amendments are adopted under the provisions of the Texas Finance Code §15.402 that authorizes the Credit Union Commission to adopt rules for administering the Texas Credit Union Act (Texas Finance Code, Title 3, Subtitle D).

The specific sections affected by these rules are the Texas Finance Code, §§122.007, 122.011, 122.153, 122.259, and 126.105.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on February 4, 2003.

TRD-200300850

Harold E. Feeney

Commissioner

Credit Union Department

Effective date: February 24, 2003

Proposal publication date: November 29, 2002

For further information, please call: (512) 837-9236