TITLE 28.INSURANCE

Part 1. TEXAS DEPARTMENT OF INSURANCE

Chapter 5. PROPERTY AND CASUALTY INSURANCE

Subchapter S. CATASTROPHE RESERVE TRUST FUND

28 TAC §§5.9901 - 5.9906

The Commissioner of Insurance adopts new §§5.9901- 5.9906 concerning the Catastrophe Reserve Trust Fund. These sections are adopted without changes to the proposed text as published in the June 9, 2000, issue of the Texas Register (25 TexReg 5554) and will not be republished.

The new sections are necessary to implement House Bill 2253 as passed by the 76th Texas Legislature, which amended Article 21.49 of the Texas Insurance Code, concerning the Catastrophe Reserve Trust Fund (trust fund). The trust fund is part of the statutory plan to address catastrophic losses in the event of a major storm affecting the Texas coast. HB 2253 directed the Commissioner of Insurance to adopt rules to establish the procedures relating to relinquishments of net equity of the members of the Texas Windstorm Insurance Association to the trust fund and the disbursement of money from the trust fund in the event of an occurrence or series of occurrences within a defined catastrophe area. As required by this legislation, these new sections set forth the procedures for payments to, disbursements from, and the maintenance of the trust fund.

The new sections set forth the procedures relating to payments of relinquished amounts to the trust fund and the disbursement of money from the trust fund in the event of a defined catastrophe that requires disbursement from the trust fund. Section 5.9901 sets forth the purpose and scope of the subchapter. Section 5.9902 defines the various words and terms used in the subchapter. Section 5.9903 provides for the operation of the trust fund. This section provides that the Comptroller shall administer the trust fund in accordance with Article 21.49, Texas Insurance Code and Subchapter S. The Texas Treasury Safekeeping Trust Company, a special purpose trust company managed by the Comptroller, shall receive, disburse, invest, hold and manage all monies deposited in the trust fund. This section further requires the association to relinquish net equity of its association members to the trust fund, and sets forth procedures for disbursements from the trust fund upon direction of the Commissioner and provides for maintenance of the trust fund by the Comptroller. Section 5.9904 relates to termination of the trust fund. The trust fund may be terminated only by law and on termination, all assets of the trust fund revert to the state. Section 5.9905 relates to the investments of monies in the trust fund. Section 5.9906 sets out the duties and responsibilities of the association and the Commissioner in the event a loss triggers a disbursement from the fund.

No comments were received regarding the adoption of the new sections.

The new sections are adopted under the Insurance Code Article 21.49 and §36.001. Article 21.49, Section 8(i)(1), provides that the Commissioner of Insurance shall adopt rules that address the process for payments to and disbursements from the trust fund. Section 36.001 provides that the Commissioner of Insurance may adopt rules to execute the duties and functions of the Texas Department of Insurance.

This agency hereby certifies that the adoption has been reviewed by legal counsel and found to be a valid exercise of the agency's legal authority.

Filed with the Office of the Secretary of State on August 1, 2000.

TRD-200005366

Lynda Nesenholtz

General Counsel and Chief Clerk

Texas Department of Insurance

Effective date: August 21, 2000

Proposal publication date: June 9, 2000

For further information, please call: (512) 463-6327