TITLE public-finance

Part V. Texas County and District Retirement System

Chapter 101. Practice and Procedure Regarding Claims

34 TAC §101.6

The Texas County and District Retirement System proposes an amendment to §101.6, concerning the Time for Filing of Retirement Applications. The proposed amendment will implement and administer changes made by §§26, 34, and 35, Senate Bill 1129, 76th Legislature (1999), which provide that applications for retirement may now be filed with the system on or before the date designated by the member as the member's effective retirement date, and that a member is no longer precluded from retiring with less than one year of membership in those instances in which the member is otherwise eligible and whose most recent credited service is with a subdivision that has been participating in the system for more than one year. The proposed amendment clarifies that although the system will recognize an application for retirement that is filed on or before the effective retirement date designated on the application as having been timely filed with respect to the designated retirement date, this does not impose an affirmative duty on a subdivision to modify its current administrative practices and procedures with respect to processing retirement applications of its members for filing with the system.

Terry Horton, Director of the Texas County and District Retirement System, has determined that for the first five-year period the rule is in effect there will be no fiscal implications for state or local government as a result of enforcing or administering the rule.

Mr. Horton has also determined that for each year of the first five years the rule is in effect the public benefit anticipated as a result of administering the rule will be more flexibility allowed to a member when planning and electing an effective retirement date. There will be no costs to small businesses. There are no anticipated economic costs to persons who are required to comply with the rule as proposed.

Comments on the proposed new rule may be submitted to Terry Horton, Director, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The rule is proposed under the Government Code, §845.102, which provides the board of trustee of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §§844.003, 844.101, 844.301 and 844.302 are affected by this proposed rule.

§101.6. Time for Filing of Retirement Applications.

(a)

All applications for retirement, whether for service or for disability, must be filed on or before the date specified by the member as the effective date of the member's retirement.

(b)

The date specified as the effective date for retirement must be the last day of a calendar month and may not precede the first anniversary of the earlier of the effective date of the person's membership in the retirement system or the effective date of participation of the subdivision from which the member had most recently earned credited service.

(c)

The date specified as the effective date of retirement may not be a date preceding the termination of the member's employment with all participating subdivisions except as permitted by §844.003(d) of the Act.

(d)

Although the system will recognize a retirement application filed on or before the effective retirement date designated on the application as having been timely filed with respect to that designated retirement date, this section shall not be construed to require a subdivision to process, by the end of the month, a retirement application submitted to it at any time during the month. A subdivision may establish reasonable administrative rules and procedures, including submission schedules, for the monthly processing of retirement applications for filing with the system. [ All applications for retirement, whether for service or for disability, must be filed not less than 15 days prior to the date specified by the member as the effective date of his or her retirement; the date specified as the effective date for retirement must be the last day of a calendar month, may not be earlier than one year after the effective date of membership, and may not be a date preceding the termination of the member's employment with all participating subdivisions. ]

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State, on August 2, 1999.

TRD-9904719

Terry Horton

Director

Texas County and District Retirement System

Proposed date of adoption: September 16, 1999

For further information, please call: (512) 328-8889


Chapter 103. Calculations or Types of Benefits

34 TAC §103.3

The Texas County and District Retirement System proposes an amendment to §103.3, concerning the Beneficiary Designations and Payment Elections Requiring Spousal Consent. The proposed amendment requires that the member now certify to the member's current marital status on any document filed with the system on which the member makes a beneficiary designation or benefit payment election, and allows the system and employees of the system to rely upon the member's certification when making payment of benefits in accordance with the certification without liability to any other person even if the certification was untrue on its date of execution. The amendment also modifies the spousal consent rules to now require spousal consent whenever the member files a document with the system on which the member designates a person other than the member's spouse as primary beneficiary, and whenever a member who is eligible to apply for and receive a retirement annuity applies for a refund. The amendment eliminates the requirement of spousal consent if no service performed by the member as an employee of a participating subdivision and credited in the system, was performed during the marriage of the member and the spouse. The proposed amendment will also implement the change made by §38, Senate Bill 1129, 76th Legislature (1999), which provides that an unrevoked beneficiary designation in effect on December 31, 1999, continues in effect.

Terry Horton, Director of the Texas County and District Retirement System, has determined that for the first five-year period the rule is in effect there will be no fiscal implications for state or local government as a result of enforcing or administering the rule.

Mr. Horton has also determined that for each year of the first five years the rule is in effect the public benefit anticipated as a result of administering the rule will be greater conformity with the property code in recognizing the member's separate property interest in benefits earned before marriage; and in recognizing the spouse's community property interest in the member's benefit earned during marriage. There will be no costs to small businesses. There are no anticipated economic costs to persons who are required to comply with the rule as proposed.

Comments on the proposed new rule may be submitted to Terry Horton, Director, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The rule is proposed under the Government Code, §845.102, which provides the board of trustee of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §844.407 is affected by this proposed rule.

Beneficiary Designations and Payment Elections Requiring [ Requirement of ] Spousal Consent.

(a)

A member must certify to the current marital status of the member on each document filed with the system after December 31, 1999, on which the member designates a primary beneficiary or selects the form of payment of a retirement benefit or survivor annuity, except for the designation of a beneficiary to receive a supplemental death benefit. [ The selection by any member of the system on any form filed with the system of a retirement annuity in the form of an annuity other than a joint-and-survivor annuity that pays benefits to the member's spouse on the death of the member is not effective unless the member's spouse consents to the selection. ]

(1)

A member who is currently married may not designate a primary beneficiary other than the member's spouse, or select a form of payment of a retirement benefit or a survivor annuity other than as a qualified joint-and-survivor annuity, unless the member's spouse consents to the designation or selection.

(2)

A member eligible to apply for and receive a service retirement annuity who is currently married may not withdraw from membership and receive a refund, unless the member's spouse consents to the refund.

(3)

A member who is currently unmarried may designate any beneficiary and select any form of payment of a retirement benefit or a survivor annuity permitted under the Act.

(b)

The consent of a spouse required by subsection (a) of this section must be in writing and either witnessed by an officer or employee of the system or acknowledged by a notary public.

(c)

The consent required by subsection (a) of this section is not required if it is established to the satisfaction of the system that:

(1)

there is no spouse;

(2)

the spouse cannot be located;

(3)

the spouse has been judicially declared incompetent in which case the consent may be given by the guardian or other ad item;

(4)

a duly licensed physician has determined that the spouse is not mentally capable of managing his or her own affairs and the director is satisfied that a guardianship of the estate is not necessary;

(5)

the spouse and the member will have been married for less than one year as of the date the member files a valid application for a refund of the member's accumulated deposits, or as of the effective retirement date designated by the member on the member's valid application for retirement [ annuity first becomes payable ]; or

(6)

no service performed by the member as an employee of a participating subdivision and credited in the system was performed during the marriage of the member and the spouse [ a former spouse is entitled to receive a portion of the member's retirement benefit under a qualified domestic relations order ].

(d)

For the purposes of this section, the term " qualified joint-and survivor annuity [ that pays benefits to the member's spouse on the death of the member ]" means, a retirement annuity for the life of the member with a survivor annuity for the life of the spouse which is not less than 50% of the amount of the annuity which is payable during the joint lives of the member and spouse , or, if the member dies before retirement, a survivor annuity for the life of the spouse which is not less than the amount of an annuity described by §103.2(a)(1) of this title (relating to Additional Optional Benefits) computed as if the member had retired on the last day of the month preceding the member's death .

(e)

An unrevoked beneficiary designation on file with the system as of December 31, 1999, or filed thereafter in accordance with this section remains valid until revoked by the member, or, if the member's spouse is a designated beneficiary, until the member and the spouse become divorced.

(f)

The system and employees of the system may rely upon the certification of the member filed under this section, and are not liable to any person for making payments of any benefits in accordance with the certification even though the certification is later shown to have been untrue on the date of execution.

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State, on August 2, 1999.

TRD-9904720

Terry Horton

Director

Texas County and District Retirement System

Proposed date of adoption: September 16, 1999

For further information, please call: (512) 328-8889


§103.3.34 TAC §103.9

The Texas County and District Retirement System proposes new §103.9 to administer the Partial Lump—Sum Distribution on Service Retirement option created by House Bill 2152, 76th Legislature (1999), which allows an eligible member of an adopting subdivision to elect to receive a portion of the member's retirement benefit in the form of a lump sum distribution on service retirement. New §103.9 establishes rules and procedures relating to the time and manner in which an eligible member may elect to receive a portion of the member's service retirement benefit in the form of a single payment; the manner in which the partial lump sum distribution may be paid; the manner in which the partial lump sum distribution and any related cost basis will be allocated; and the treatment of the partial lump sum distribution for purposes of calculating the amount and taxation of the member's retirement benefit.

Terry Horton, Director of the Texas County and District Retirement System, has determined that for the first five-year period the rule is in effect there will be no fiscal implications for state or local government as a result of administering the rule.

Mr. Horton has also determined that for each year of the first five years the rule is in effect the public benefit anticipated as a result of administering the rule will be an expansion in the retirement benefit payment options allowing an eligible member greater personal financial planning opportunities. There will be no costs to small businesses. There are no anticipated economic costs to persons who are required to comply with the rule as proposed.

Comments on the proposed new rule may be submitted to Terry Horton, Director, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The rule is proposed under the Government Code, §845.102, which provides the board of trustee of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §844.009 is affected by this proposed rule.

§103.9. Partial Lump-Sum Distribution on Service Retirement.

(a)

The following words and terms, when used in this section shall have the following meanings unless the context clearly indicates otherwise.

(1)

Act - Subtitle F, Title 8, Government Code as amended.

(2)

Subdivision - A subdivision participating in the retirement system that is subject to the provisions of §844.009 of the Act, authorizing a member to elect to receive a portion of the member's retirement benefit in the form of a single payment.

(3)

Basic annuity - An annuity payable from the Current Service Annuity Reserve Fund and actuarially determined from the sum of the member's individual account balance and current service credit accumulated at interest, as provided under the Act. A retired member receives a separate basic annuity for credited service with each subdivision.

(4)

Eligible rollover distribution - The portion of the partial lump sum distribution that is eligible to be rolled over to a qualified plan in accordance with the Internal Revenue Code. In general, the portion of a partial lump sum distribution that would be includible in the gross income of the member or alternate payee is an eligible rollover distribution.

(5)

Individual account - The account maintained by the retirement system in the name of a member reflecting monetary credit and which consists of the contributions deducted from the compensation the member received from the subdivision, the deposits the member made to the account, and interest credited to the account, as provided under the Act. A member has a separate individual account with respect to each subdivision with which the member has credited service.

(6)

Member - A member of the retirement system who is eligible to apply for and receive a service retirement annuity based on service credited with a subdivision subject to §844.009 of the Act.

(7)

Retirement account - The reserves on which the member's retirement benefit is determined and which consists of the sum of the member's individual account balance, current service credit accumulated at interest, prior service credit accumulated at interest, and multiple matching credit accumulated at interest, as provided in the Act. A retired member has a separate retirement account with respect to each subdivision with which the member has credited service.

(8)

Partial Lump Sum Distribution - The portion of the member's retirement benefit elected by the member to be paid to the member or to the alternate payee in the form of a single payment at the time of service retirement of the member. A partial lump sum distribution may not exceed 100 percent of the balances of the member's individual accounts with all subdivisions from which the member will retire.

(b)

To be eligible to receive a partial lump sum distribution on service retirement, a member must file:

(1)

an application for service retirement in accordance with the provisions of the Act; and

(2)

an application for a partial lump sum distribution on or after the date the member files an application for service retirement and before the date the first annuity payment becomes due.

(c)

An application for a partial lump sum distribution is a document subject to the certification and spousal consent requirements of §103.3 of this title (relating to Beneficiary Designations and Payment Elections Requiring Spousal Consent).

(d)

A member may revoke an application for a partial lump sum distribution or reduce the amount of the partial lump sum distribution at any time before the date the first annuity payment becomes due by filing written notice of the revocation or reduction with the system. The amount of a partial lump sum distribution may not be increased except by the timely filing of a new application.

(e)

The portion of the partial lump sum distribution that is an eligible rollover distribution is a non-periodic distribution for income tax withholding purposes. A member or alternate payee receiving a partial lump sum distribution may elect to have the portion of the partial lump sum distribution that is an eligible rollover distribution transferred directly to a qualified plan, in accordance with the Internal Revenue Code.

(f)

A member, or an alternate payee, receiving a partial lump sum distribution under this section may make, change, modify or revoke a rollover election, provided all checks issued by the system relating to the partial lump sum distribution paid to the member, or to the alternate payee, are returned and received by the system within 30 days of the date on which the retirement system mailed the check or checks.

(g)

The sum available to provide the member's basic annuity shall be reduced by the amount of the partial lump sum distribution.

(h)

When a member who has retirement accounts with two or more subdivisions applies for a partial lump sum distribution, the reduction in the amounts of annuity payments the member will receive in the future as a result of electing a partial lump sum distribution shall be allocated proportionally among the several basic annuities the member will receive from such retirement accounts. The sum available to provide the basic annuity shall be reduced by the amount derived from dividing the member's individual account balance by the total of the member's combined individual account balances with all subdivisions, and multiplying that fraction by the amount of the partial lump sum distribution. A member may not designate the allocation of the partial lump sum distribution among retirement accounts.

(i)

The member's cost basis in a retirement account will be allocated proportionally between the allocated amount of the partial lump sum distribution and the remaining reserves available to provide the member with a service retirement annuity.

(j)

The amount of the partial lump sum distribution allocated to a retirement account is considered to be an annuity payment for purposes of determining whether the amount in the member's individual account at retirement exceeds the total amount of annuity payments made from the retirement account.

(k)

No portion of the benefit awarded to an alternate payee under a qualified domestic relations order may be distributed in the form of a partial lump sum distribution under this section, except that a member and the alternate payee may agree in writing that instead of the benefits awarded to the alternate payee under the qualified domestic relations order the alternate payee should receive all or a portion of the partial lump sum distribution elected by the member under this section.

(l)

An alternate payee may not receive both a partial lump sum distribution under this section and a retirement annuity under a qualified domestic relations order. The direct payment by the system to an alternate payee of a partial lump sum distribution elected by the member under this section and in accordance with the written agreement between the member and the alternate payee is full payment and in complete satisfaction of the alternate payee's marital property rights and interest in the member's benefit. The direct payment to the alternate payee of a partial lump sum distribution under this section is a non-periodic payment made directly to a former spouse for purposes of taxation, withholding requirements and rollover eligibility under the Internal Revenue Code.

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State, on August 2, 1999.

TRD-9904738

Terry Horton

Director

Texas County and District Retirement System

Proposed date of adoption: September 16, 1999

For further information, please call: (512) 328-8889


Chapter 105.
Creditable Service

34 TAC §105.3

(Editor's note: The text of the following section proposed for repeal will not be published. The section may be examined in the offices of the Texas County and District Retirement System or in the Texas Register office, Room 245, James Earl Rudder Building, 1019 Brazos Street, Austin.)

The Texas County and District Retirement System proposes the repeal of §105.3, concerning the Definition of Periods of “Organized Conflict or Crisis”. The proposed repeal is necessary because of the change made by §19, Senate Bill 1129, 76th Legislature (1999), which eliminated the requirement that only that military service performed during periods of organized conflict or crisis could be used to establish credit in the retirement system for military service. The change allows any military service performed under honorable conditions to be used in the calculation of current service credit for military service.

Terry Horton, Director of the Texas County and District Retirement System, has determined that for the first five-year period the repeal of the rule is in effect there will be no fiscal implications for state or local government as a result of repealing the rule.

Mr. Horton has also determined that for each year of the first five years the repeal of the rule is in effect the public benefit anticipated as a result will be a greater recognition of the contribution made by members who served in the military, and the more equitable application of the benefit. There will be no costs to small businesses. There are no anticipated economic costs to persons who are required to comply with the repeal of the rule as proposed.

Comments on the proposed new rule may be submitted to Terry Horton, Director, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The repeal of the rule is proposed under the Government Code, §845.102, which provides the board of trustee of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §843.601 is affected by this proposed repeal.

§105.3. Definition of Periods of "Organized Conflict or Crisis".

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State, on August 2, 1999.

TRD-9904721

Terry Horton

Director

Texas County and District Retirement System

Proposed date of adoption: September 16, 1999

For further information, please call: (512) 328-8889


Chapter 107. Miscellaneous Rules

34 TAC §107.6, §107.7

The Texas County and District Retirement System proposes new §107.6 concerning Penalty for Late Reporting and new §107.7 concerning Extension of Due Date established by §60, Senate Bill 1129, 76th Legislature (1999), which provides that a subdivision must pay an administrative fee of $500 and interest on past-due contributions for each failure by the subdivision to provide all required information and contributions with respect to a calendar month of participation by the 15th day of the following month. New §107.6 establishes rules and procedures relating to the time and manner in which a subdivision will be informed of its failure to timely report and of the amount of the penalty; the time and manner in which the penalty will be assessed and credited to the appropriate funds in the system; and the time after which the penalty becomes fixed and no longer subject to modification. New §107.7 authorizes the director to grant to a subdivision an extension of time to submit its monthly report provided the subdivision files a written motion with the director on or before the due date of the report showing that there is good cause for such extension of time.

Terry Horton, Director of the Texas County and District Retirement System, has determined that for the first five-year period the rule is in effect there will be no fiscal implications for state government, or for local governments that are in compliance with the statutory reporting requirements, as a result of enforcing or administering the rule. Political subdivisions participating in the retirement system that are in violation of the reporting requirements are subject to the statutory penalty which will be calculated upon receipt of the past-due report.

Mr. Horton has also determined that for each year of the first five years the rule is in effect the public benefit anticipated as a result of enforcing the rule will be an improvement in the timely receipt of required information and contributions to permit the more efficient, effective and equitable administration of the system for the benefit of all participating subdivisions and members. There will be no costs to small businesses. There are no anticipated economic costs to persons who are required to comply with the rule as proposed.

Comments on the proposed new rule may be submitted to Terry Horton, Director, Texas County and District Retirement System, P.O. Box 2034, Austin, TX 78768-2034.

The rule is proposed under the Government Code, §845.102, which provides the board of trustee of the Texas County and District Retirement System with the authority to adopt rules necessary or desirable for efficient administration of the system.

The Government Code, §845.407 is affected by this proposed rule.

§107.6. Penalty for Late Reporting.

(a)

In this section the term "report" means the combination of all information and contributions required to be provided to and deposited with the system for each month of participation, in accordance with Subchapter E, Chapter 845, Government Code.

(b)

The due date of a monthly report is the 15th day of the following month. A subdivision shall be assessed a penalty for each monthly report that is not received by the retirement system by the due date. The penalty for a past-due report consists of an administrative fee of $500 plus interest on the past-due amounts for each day past due computed at an annual rate of 12%.

(c)

If a report is past due, the system shall mail an advice to the governing board and correspondent of the subdivision stating the due date of the report, that the report was not received by the due date, that the subdivision has incurred a penalty for late reporting in accordance with §845.407 of the Texas Government Code, and that the amount of the penalty will be computed and assessed on receipt of the report.

(d)

After the system receives the past-due report, a notice shall be mailed to the governing board and correspondent of the subdivision stating that a penalty has been assessed for late reporting in accordance with §845.407, and indicating the date the report was received by the system, the number of days the report was past due, the amount of contributions on which interest was charged, the accumulated interest and the administrative fee. The notice shall inform the governing board and correspondent that if the penalty is not paid within three months from the date of the notice, the penalty shall be deducted from the subdivision's account in the Subdivision Accumulation Fund and credited to other funds of the system in accordance with §845.407.

(e)

The amount of the penalty stated in the notice described by subsection (d) of this section becomes fixed and final on the tenth business day following the date of the notice and may not be modified thereafter for any reason.

§107.7. Extension of Due Date.

Unless otherwise provided by statute, the due date for submitting the monthly report, or any portion of the monthly report consisting of all or any part of the required information or all or any portion of the required contributions, may be extended for any particular month by order of the director, upon written request duly filed with the director by the governing board or correspondent of the subdivision prior to the due date of the report, showing that there is good cause for such extension and that the need is not caused by neglect, indifference, or lack of diligence.

This agency hereby certifies that the proposal has been reviewed by legal counsel and found to be within the agency's legal authority to adopt.

Filed with the Office of the Secretary of State, on August 2, 1999.

TRD-9904722

Terry Horton

Director

Texas County and District Retirement System

Proposed date of adoption: September 16, 1999

For further information, please call: (512) 328-8889